My husband and I didn't have much money in the early years of our marriage. I never had an engagement ring, just a gold band. On our fifth wedding anniverary he surprised me with a half-carat diamond solitaire. It had tremendous sentimental value because his father, who died when he was three, had given it to his mother as an engagement ring. It was really a beautiful quality diamond, which the *nice* salesman had told us that when we dropped it off to have it appraised for insurance purposes. When I went to pick it up, the old bitty who waited on me screeched acroos the store, "Sue, get me that ring with the little diamond." I was much more shy then and just slinked out of the store. That would not be my reaction today!