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• December 11, 2017, 07:04:19 PM

### Author Topic: S/O Beggars, Moochers and Scammers  (Read 2241621 times)

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#### jedikaiti

• Swiss Army Nerd
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• A pie in the hand is worth two in the mail.
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1845 on: October 22, 2013, 01:29:41 PM »
I just had to get a new debit card recently, too. Only one weird charge showed up - $29 to PeoplePC (the charge said in Boulder, CO, but the only PeoplePC I could find is an ISP out of Georgia). Got a new card, but need to talk to the credit union about where we are on getting that$29 back.
What part of v_e = \sqrt{\frac{2GM}{r}} don't you understand? It's only rocket science!

"The problem with re-examining your brilliant ideas is that more often than not, you discover they are the intellectual equivalent of saying, 'Hold my beer and watch this!'" - Cindy Couture

#### SamiHami

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• No! Iz mai catnip! You no can haz! YOU NO CAN HAZ!
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1846 on: October 22, 2013, 02:59:10 PM »
Got an oldie but a goodie today. Just a few minutes ago had a toner phoner call my office. Luckily the girl that answered the call asked me what to do, as she was going to innocently give them the model number of our copier. I had her transfer the call to me. The caller stated that she needed to update their records and wouldn't I please get that model number for her? When I asked what company she worked for she hung up on me.

It's such an old scam, but I realized the first time I got a call like that, our receptionist hadn't been born yet, so I can't fault her for it! It just burns me up that people are willing to pull this crap and potentially get other people in trouble on the job.

What have you got? Is it food? Is it for me? I want it whatever it is!

#### Twik

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##### Re: S/O Beggars, Moochers and Scammers
« Reply #1847 on: October 22, 2013, 03:19:21 PM »
The ironic thing about the rock-topplers is that if you're scared of a "goblin" (as the rock formation was known), why go to a place called Goblin State Park? Apparently, there are thousands of the formations there. Were they going to knock each one over?

Perhaps they should have taken the scouts on a trip to a padded room or somewhere safer.
My cousin's memoir of love and loneliness while raising a child with multiple disabilities will be out on Amazon soon! Know the Night, by Maria Mutch, has been called "full of hope, light, and companionship for surviving the small hours of the night."

#### PastryGoddess

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##### Re: S/O Beggars, Moochers and Scammers
« Reply #1848 on: October 22, 2013, 03:58:34 PM »
You don't need to have used your card online or in another country to have your number and information hacked.  Apparently there are devices that can read people's card info wirelessly.  A friend of mine got a card stolen that way.

#### jedikaiti

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• A pie in the hand is worth two in the mail.
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1849 on: October 22, 2013, 04:09:32 PM »
You don't need to have used your card online or in another country to have your number and information hacked.  Apparently there are devices that can read people's card info wirelessly.  A friend of mine got a card stolen that way.

Or by someone using a skimmer - I've heard of them attached to ATMs, gas pumps, and even hand-helds being used by someone in a position to be trusted with your card for a legitimate purchase.
What part of v_e = \sqrt{\frac{2GM}{r}} don't you understand? It's only rocket science!

"The problem with re-examining your brilliant ideas is that more often than not, you discover they are the intellectual equivalent of saying, 'Hold my beer and watch this!'" - Cindy Couture

#### VorFemme

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• It's too darned hot! (song from Kiss Me, Kate)
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1850 on: October 22, 2013, 04:23:01 PM »

At best, he had low blood sugar so badly that his brain had quit working - otherwise, chemicals not appropriate to a Scout leader were in his blood stream...because nobody would hand over a dozen boys to such an obvious idiot!  Would they?

Oh, you'd be surprised...

Not really, not since the day some idiots wondered if Everclear (180 proof or 90% alcohol) would burn - after they'd been drinking some of it...so they went out on their dorm porch to test it with a match & some rags...as the police drove by.

It was not easy to keep a straight face while reading them the riot act AND taking stripes & pay from them for the administrative discipline.  (As a waitress in college, I had lit liquors with lower alcohol content for flaming desserts and drinks.)

You don't need to have used your card online or in another country to have your number and information hacked.  Apparently there are devices that can read people's card info wirelessly.  A friend of mine got a card stolen that way.

My debit card was hacked the first day of vacation earlier this summer.  I now have an aluminum wallet in my purse just for the debit and credit cards with the RFID (is that the right acronym?) symbol on them.

I also looked up the duct tape wallet instructions and found that the guy doing them apparently got hacked, too - there is now an option to make a duct tape wallet with a layer of aluminum foil in it to protect your credit and debit cards.

I'd prefer a fabric option - but haven't found metallized fabric that I can test to see if it really is going to protect my cards - so I'll stick to the aluminum wallet for now!
« Last Edit: October 22, 2013, 04:28:18 PM by VorFemme »
Let sleeping dragons be.......morning breath......need I explain?

#### Katana_Geldar

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• Posts: 1449
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1851 on: October 22, 2013, 04:44:52 PM »
You don't need to have used your card online or in another country to have your number and information hacked.  Apparently there are devices that can read people's card info wirelessly.  A friend of mine got a card stolen that way.

Or by someone using a skimmer - I've heard of them attached to ATMs, gas pumps, and even hand-helds being used by someone in a position to be trusted with your card for a legitimate purchase.
They can also have a bogus EFTPOS machine or a hidden camera to steal your PIN.

#### LazyDaisy

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##### Re: S/O Beggars, Moochers and Scammers
« Reply #1852 on: October 22, 2013, 05:15:40 PM »
A gas station near where I work was busted about a year ago -- someone had placed a device on the telephone line that is used to process payments made at the pump. Police were investigating many complaints of ID theft and narrowed it down to one business that all the victims had in common. No one noticed the extra equipment connected to the line. The owners, who had purchased the business a few months prior, claimed they knew nothing and the equipment was there when they took over. I don't really know the full resolution of the case.

With all of the ways that thieves can steal account information, I don't know that there is a foolproof way to stop it except by keeping a very close watch on all accounts and credit reports and reporting fraud immediately. That said, I think the vast majority of ID theft is still by someone the victim knows -- a family member, friend, romantic partner, house visitor who was left unattended and got into a wallet or desk drawer. If I have maintenance people coming into my apartment, I make sure my mail isn't sitting on my desk and I put important papers that I can't shred into the trunk of my car -- and any papers I have in my car, I take out when I take my car to a mechanic. It takes almost no time for someone to pocket a piece of paper. It sounds like a lot of effort but I keep tax returns, birth certificate, passport, titles, insurance policies, important receipts, etc. in one box and shred anything that doesn't absolutely need to be kept. This is handy too in case of emergency.
"A common mistake that people make when trying to design something completely foolproof is to underestimate the ingenuity of complete fools." — Douglas Adams

#### Elfmama

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##### Re: S/O Beggars, Moochers and Scammers
« Reply #1853 on: October 22, 2013, 05:24:22 PM »
I'm seriously considering cutting up my debit card and using the credit card only.  Credit cards have more fraud protection than debits do; if there is a fraudulent charge on your card, you're only out $50, and not even that if they contact you and query an unusual charge. But if someone empties your savings and checking via your debit card, you're just out of luck. (US laws, YMMV.) My Paypal account is tied to a small checking account that is NOT tied to my main savings/checking, nor even in the same financial institute. Local bank vs. credit union. I keep only a couple of hundred in the decoy account. ~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~ Common sense is not a gift, but a curse. Because then you have to deal with all the people who don't have it. ~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~ #### jedikaiti • Swiss Army Nerd • Member • Posts: 2799 • A pie in the hand is worth two in the mail. ##### Re: S/O Beggars, Moochers and Scammers « Reply #1854 on: October 22, 2013, 05:37:46 PM » I just had to get a new debit card recently, too. Only one weird charge showed up -$29 to PeoplePC (the charge said in Boulder, CO, but the only PeoplePC I could find is an ISP out of Georgia). Got a new card, but need to talk to the credit union about where we are on getting that $29 back. And I just checked my account and there's a NEW charge from them pending!!!! What part of v_e = \sqrt{\frac{2GM}{r}} don't you understand? It's only rocket science! "The problem with re-examining your brilliant ideas is that more often than not, you discover they are the intellectual equivalent of saying, 'Hold my beer and watch this!'" - Cindy Couture #### twiggy • Member • Posts: 650 • wonder what this thing is ##### Re: S/O Beggars, Moochers and Scammers « Reply #1855 on: October 22, 2013, 05:40:04 PM » 5yo DS is a bit of a budding scammer. He had his birthday party this past weekend and got a superhero toy. He promptly examined the advertising insert to see what toys he doesn't have yet. I loathe those things!! Today he pointed out a car track toy that he really wants. His heart will break if he doesn't get it. It's all he wants in the whole world. I, being the meanest mom ever, said no. I helped him look it up and it costs$21.26 on Amazon. I informed him that he will have to do a lot of extra work if he wants to earn that much money, but I'm not going to just buy it for him. After some whining, he went to his room to "do art." 5 minutes later he came back upstairs with his creation and offered it to me. I took it enthusiastically and praised his work. Once I had it in my hands, he started cackling madly. He told me, "Ha! I tricked you Mom. That costes 21 dollars." and put his hand out for his money.

He didn't get any from me, but Daddy offered him a quarter for it
In the United States today, there is a pervasive tendency to treat children as adults, and adults as children.  The options of children are thus steadily expanded, while those of adults are progressively constricted.  The result is unruly children and childish adults.  ~Thomas Szasz

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• Not all those who wander are lost
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1856 on: October 22, 2013, 06:27:20 PM »
I purchased RFID blocking wallets for myself, DH and DS after we got our passports and found out they have RFID chips in them. We then found our Disney annual passes have RFID chips in them. I know that some credit/debit cards have them as well. The wallets have foil lining that blocks the chips from being read.
“All that is gold does not glitter, Not all those who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost."
-J.R.R Tolkien

#### andi

• Member
• Posts: 2451
##### Re: S/O Beggars, Moochers and Scammers
« Reply #1857 on: October 22, 2013, 07:15:00 PM »
5yo DS is a bit of a budding scammer. He had his birthday party this past weekend and got a superhero toy. He promptly examined the advertising insert to see what toys he doesn't have yet. I loathe those things!!

Today he pointed out a car track toy that he really wants. His heart will break if he doesn't get it. It's all he wants in the whole world. I, being the meanest mom ever, said no. I helped him look it up and it costs $21.26 on Amazon. I informed him that he will have to do a lot of extra work if he wants to earn that much money, but I'm not going to just buy it for him. After some whining, he went to his room to "do art." 5 minutes later he came back upstairs with his creation and offered it to me. I took it enthusiastically and praised his work. Once I had it in my hands, he started cackling madly. He told me, "Ha! I tricked you Mom. That costes 21 dollars." and put his hand out for his money. He didn't get any from me, but Daddy offered him a quarter for it That is the best thing I've read n ages!! #### gramma dishes • Member • Posts: 7368 ##### Re: S/O Beggars, Moochers and Scammers « Reply #1858 on: October 22, 2013, 07:35:15 PM » I just had to get a new debit card recently, too. Only one weird charge showed up -$29 to PeoplePC (the charge said in Boulder, CO, but the only PeoplePC I could find is an ISP out of Georgia). Got a new card, but need to talk to the credit union about where we are on getting that \$29 back.

And I just checked my account and there's a NEW charge from them pending!!!!