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Author Topic: S/O Beggars, Moochers and Scammers  (Read 2577018 times)

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magicdomino

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Re: S/O Beggars, Moochers and Scammers
« Reply #1605 on: September 18, 2013, 02:46:06 PM »
Not sure if this was a scam or a Really Bad Idea.  I got an ad in the mail for something or another -- call it insurance.  Attached was a postcard that you can send for More Information About Our Product.  It asked for the name and DOB for me and my spouse, as well as a contact phone number.  On a postcard.  Yeah, I don't think so.

Yarnspinner

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Re: S/O Beggars, Moochers and Scammers
« Reply #1606 on: September 18, 2013, 06:33:11 PM »
I don't know if this is mooching exactly, but this seems like the right place for this:

A patron (who, I have to say, is a very, very handsome young man...this has absolutely no bearing on the story, but he really is charming and gorgeous and kind of gets away with murder even around the male members of my team) is holding a "gathering of friends" at one of the local inns.  No more information than that.  "A gathering of friends."

And he is charging everyone thirty dollars for a menu that wouldn't appeal to me if it was only ten dollars.  Happily I am busy that day.

P.S.:  I should have said it reads "a gathering of invited guest (sic)".  Among the menu choices is a "Tukey Buger."  Really do not want to try that.
« Last Edit: September 18, 2013, 06:57:26 PM by Yarnspinner »

rain

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Re: S/O Beggars, Moochers and Scammers
« Reply #1607 on: September 18, 2013, 07:15:52 PM »
I just got a call that was purportedly from Verizon Wireless.  The recorded message states that I have won a $600+ (I don't remember the exact amount) credit, and that I need to claim my prize by going to www.Idon'trememberverizon65???


 ::)  The very first time I got one of these calls ... I was excited  :-[, then it sank in, too good to be true - so I looked on line, then I called Verizon - the rep I spoke with said it was fraud
In search of a tag line

Virg

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Re: S/O Beggars, Moochers and Scammers
« Reply #1608 on: September 19, 2013, 10:05:34 AM »
Yarnspinner wrote:

" I should have said it reads "a gathering of invited guest (sic)".  Among the menu choices is a "Tukey Buger."  Really do not want to try that."

Maybe it's a fundraiser so he can buy a keyboard with an "R" key that works every time.

Virg

cwm

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Re: S/O Beggars, Moochers and Scammers
« Reply #1609 on: September 19, 2013, 11:21:26 AM »
Yarnspinner wrote:

" I should have said it reads "a gathering of invited guest (sic)".  Among the menu choices is a "Tukey Buger."  Really do not want to try that."

Maybe it's a fundraiser so he can buy a keyboard with an "R" key that works every time.

Virg

Funny story, I've actually had a keyboard that had a letter that didn't work consistently. It was about a decade or so old at the time, and was on a horribly outdated computer to boot. If I had to do anything with the command prompt or typing something, I'd open a textpad file with that one letter in it that I had saved. I could c/p with a lot less difficulty than having to hold down the key for five minutes and hope it finally read and gave me the letter.

I miss my old piece of junk. I had fun on it. It was an IBM PS/1 that I kept in my bedroom mostly functional until 2001, actually.

2littlemonkeys

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Re: S/O Beggars, Moochers and Scammers
« Reply #1610 on: September 19, 2013, 02:06:31 PM »
Not sure if this was an honest to goodness scam but definitely a misrepresentation of the facts.

Dh recently got a letter in the mail with the warning that he hasn't paid his life insurance and if he doesn't pony up ASAP, he's going to be dropped.  He showed it to me very confused and a little concerned.

His insurance is through my work and the premium is deducted directly through my paycheck.

And he's never, ever had insurance with this company.

I googled the name and it is (apparently) a legit company.  After reading the fine print, it was more like one of those things where if you send in money, you are automatically signed up and you'll get monthly charges on your credit card.   

And I didn't like the implication that we're deadbeat losers who don't pay our bills.   ::)

Sirius

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Re: S/O Beggars, Moochers and Scammers
« Reply #1611 on: September 19, 2013, 03:31:10 PM »
MR. Sirius got a letter in the mail telling him that if he didn't do as they said he would lose his veteran's status.  He opened it, read it, and promptly dropped it in the shred bin.  Once you're a veteran you can't lose that status. 

Spring Water on Sundays

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Re: S/O Beggars, Moochers and Scammers
« Reply #1612 on: September 19, 2013, 03:32:01 PM »
Not sure if this was an honest to goodness scam but definitely a misrepresentation of the facts.

Dh recently got a letter in the mail with the warning that he hasn't paid his life insurance and if he doesn't pony up ASAP, he's going to be dropped.  He showed it to me very confused and a little concerned.

His insurance is through my work and the premium is deducted directly through my paycheck.

And he's never, ever had insurance with this company.

I googled the name and it is (apparently) a legit company.  After reading the fine print, it was more like one of those things where if you send in money, you are automatically signed up and you'll get monthly charges on your credit card.   

And I didn't like the implication that we're deadbeat losers who don't pay our bills.   ::)

Yeah, I got one recently that was a check for like $3.50 that looked like a rebate check. Most people would probably look at it and think, "Hm, I don't remember sending off for a rebate, but those things take so long it probably just slipped my mind," and cash it.

Fortunately I read the fine print along the bottom that said if I cashed it, I was agreeing to pay $$$ monthly for some service/insurance/something or other for an entire year.

ladyknight1

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Re: S/O Beggars, Moochers and Scammers
« Reply #1613 on: September 19, 2013, 03:52:58 PM »
Not sure if this was an honest to goodness scam but definitely a misrepresentation of the facts.

Dh recently got a letter in the mail with the warning that he hasn't paid his life insurance and if he doesn't pony up ASAP, he's going to be dropped.  He showed it to me very confused and a little concerned.

His insurance is through my work and the premium is deducted directly through my paycheck.

And he's never, ever had insurance with this company.

I googled the name and it is (apparently) a legit company.  After reading the fine print, it was more like one of those things where if you send in money, you are automatically signed up and you'll get monthly charges on your credit card.   

And I didn't like the implication that we're deadbeat losers who don't pay our bills.   ::)

Could a relative have taken a policy out on him?

DH's parents took one out on him, then stopped paying for it and we got a bill. He didn't know they had taken the policy out, never signed authorization either.  ::)
“All that is gold does not glitter, Not all those who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost."
-J.R.R Tolkien

LazyDaisy

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Re: S/O Beggars, Moochers and Scammers
« Reply #1614 on: September 19, 2013, 06:01:46 PM »
Not sure if this was an honest to goodness scam but definitely a misrepresentation of the facts.

Dh recently got a letter in the mail with the warning that he hasn't paid his life insurance and if he doesn't pony up ASAP, he's going to be dropped.  He showed it to me very confused and a little concerned.

His insurance is through my work and the premium is deducted directly through my paycheck.

And he's never, ever had insurance with this company.

I googled the name and it is (apparently) a legit company.  After reading the fine print, it was more like one of those things where if you send in money, you are automatically signed up and you'll get monthly charges on your credit card.   

And I didn't like the implication that we're deadbeat losers who don't pay our bills.   ::)

Could a relative have taken a policy out on him?

DH's parents took one out on him, then stopped paying for it and we got a bill. He didn't know they had taken the policy out, never signed authorization either.  ::)
I don't think a parent needs their own child's permission (guessing), or spouses need permission either. My parents have always had a small life insurance policy for each of their kids since we were little. They still pay the premiums (their choice) but since I became an adult (a billion years ago), I have had the ability to change the beneficiary anytime I want: my sister changed the beneficiary to her husband when she married; I'm single so I'm OK with leaving it as my parents, since they are the most likely to be burdened with funeral expenses (until they pass); and I have no idea what my bother has done (not a typo -- he's an idiot). The point wasn't to get rich but to ensure that we each had life insurance while we were young and healthy and wouldn't be denied later in life due to illness or injury. It I have to fill out a family medical history, I practically check all the boxes -- cancer, heart disease, diabetes...

Once a year I get notices from the insurance company that sound somewhat like I'm falling behind in payments until I really read them carefully -- they indicate that if I stop paying, my coverage will last until something like 2025 and if I decide to cancel the policy and take a cash payment, I have $X amount of cash-surrender value.

I wonder if your DH could contact the insurance co and change the beneficiary to you (provided you wanted to take over the payments) or cash it out completely.
"A common mistake that people make when trying to design something completely foolproof is to underestimate the ingenuity of complete fools." — Douglas Adams

ladyknight1

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Re: S/O Beggars, Moochers and Scammers
« Reply #1615 on: September 19, 2013, 06:06:23 PM »
This policy was taken out after DH met me, so he was 23 at the time. He is going through the channels of getting the policy transferred and making myself and DS the beneficiaries. More insurance is great, but we were surprised to get the bills.
“All that is gold does not glitter, Not all those who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost."
-J.R.R Tolkien

Midge

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Re: S/O Beggars, Moochers and Scammers
« Reply #1616 on: September 20, 2013, 08:49:12 AM »
File under "good try, buddy - or maybe not":

Quote
IT-Help Service.

Your mailbox has exceeded the storage limit which is 20GB as set by your administrator,you are currently running on 20.9GB, you may not be able to send or receive new mail until you re-validate your mailbox.
To re-validate your mailbox please CLICK HERE.
Thanks
System Administrator.

Gee, if I can't receive new mail, how did I get one from you, him? ???
I get these about every other month at work. The scammers don't even have the sense to try and hide their email address -- which would have to be [firstinitiallastname]@[university].edu to even be close to legitimate and nothing around here is signed "System Administrator," there is always a name. The crazy thing is that there are people that fall for this.

We get these at my university as well, with the same obviously bogus email addresses. My favorite one started out "I am telling you your mailbox has exceeded the storage limit ..."

And I am telling you our IT department does not write emails like this, Scammy McScamerson.

Twik

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Re: S/O Beggars, Moochers and Scammers
« Reply #1617 on: September 20, 2013, 09:02:49 AM »
This reminds me of an incident with my alma mater (maybe strike out the "alma", since that means "dear", and this was not endearing).

I got a letter near the end of the year, reminding me that I had made a pledge to the alumni fund, and would I please honour it? The letter said that they realized it was easy to procrastinate, but that I needed to make good on my promises, etc.

So, I was about to write a check, when I noticed that I *had* sent in the pledge when I made it six months ago.

Now, if it were just $20 or something, I wouldn't have been *too* bothered, but it had actually been a rather sizeable donation for my financial situation, and I was being conned into paying it twice! Plus, I'd gotten the load of guilt for procrastinating, when I hadn't. I contacted the university, and gave them a lecture of my own, about why I was not going to support any institution that tried to shame me while simultaneously manipulating me into giving twice my intended donation.

The first response I got was sort of a shrug, "So? Just don't send the second check." Then, I guess they must have looked at what I'd originally sent. I got a personal call back from the alumni department, apologizing. They also mentioned that this had been a form letter campaign, which they'd sent out to all their donors as a "reminder"; it had gotten very negative feedback, they admitted. I wonder why.
"The sky's the limit. Your sky. Your limit. Now, let's dance!"

TootsNYC

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Re: S/O Beggars, Moochers and Scammers
« Reply #1618 on: September 20, 2013, 10:39:51 AM »
. . .
So in the car the other day, DD8 (who has obviously been mulling this over) said, "Mom, I know how you can get past the gates!"

Me:  ??? Oh?  How?

DD8: Well, you just buy something.  Then you go back later and steal the same thing but bring your receipt.  Then when the gates go off, you just say, "Oh, it's okay, I have a receipt right here!" and then you have two things!

 . . .


She's a really good kid and I doubt she ever would steal anything.  She likes a good puzzle and went about solving the problem of security gates. But her logic scared me a little, LOL.


We used to sit around the dinner table and plan how we'd rob and bank, and where we'd hide  out (under the greenhouse) in town to wait for the dragnet to drop. Could we hide food there, would it keep, when would we go out for air, etc.

2littlemonkeys

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Re: S/O Beggars, Moochers and Scammers
« Reply #1619 on: September 20, 2013, 12:04:28 PM »
Not sure if this was an honest to goodness scam but definitely a misrepresentation of the facts.

Dh recently got a letter in the mail with the warning that he hasn't paid his life insurance and if he doesn't pony up ASAP, he's going to be dropped.  He showed it to me very confused and a little concerned.

His insurance is through my work and the premium is deducted directly through my paycheck.

And he's never, ever had insurance with this company.

I googled the name and it is (apparently) a legit company.  After reading the fine print, it was more like one of those things where if you send in money, you are automatically signed up and you'll get monthly charges on your credit card.   

And I didn't like the implication that we're deadbeat losers who don't pay our bills.   ::)

Could a relative have taken a policy out on him?

DH's parents took one out on him, then stopped paying for it and we got a bill. He didn't know they had taken the policy out, never signed authorization either.  ::)

No, his parents live with us and didn't know anything about it.  He USED to have a private policy but it was with a completely different company and we cashed that out when he hopped onto my work policy a few years ago.  He asked his mom because he couldn't remember the name of the original company.  I was looking at it more closely and it was one of those alarmist letters where they make you think there's a problem but it's really just a ploy to get you to sign up for their service. 

LOL Toots!  That sounds like a game she could get into.  I just hope she uses her noodle for good and not evil.