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Author Topic: S/O Beggars, Moochers and Scammers  (Read 2256762 times)

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MommyPenguin

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Re: S/O Beggars, Moochers and Scammers
« Reply #2235 on: February 03, 2014, 02:04:11 PM »
lol.  So true.
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peach2play

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Re: S/O Beggars, Moochers and Scammers
« Reply #2236 on: February 03, 2014, 02:39:10 PM »
For every one scammer, there are hundreds that are legit.  A really good article on being homeless http://www.cracked.com/article_20720_7-things-no-one-tells-you-about-being-homeless.html.  As for me, I always try and remember, "Whatever you do for the least of these, you do for me. Jesus".  I hope I never am put in that situation and maybe they are scammers, but that's not for me to judge.

Back on topic: We were in Vegas this weekend and the amount of pick pockets was insane.  Identity theft is also really high there as well.  I guess people go into vacation mode and stop paying attention to personal safety.  One lady had her wallet taken out of a zippered purse in less than 2 seconds.  She was astounded.  I was astounded she kept her wallet in the giant suitcase of a purse.  Really hard to monitor.

aiki

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Re: S/O Beggars, Moochers and Scammers
« Reply #2237 on: February 03, 2014, 05:46:03 PM »
Agree with teenyweeny.

Also puts a finger on why this line of discussion makes me feel really uncomfortable - because I don't think you (general you) can really assess someone's homelessness or level of need based on how someone looks.

That's why I'd rather donate to the City Mission or similar organization, who do have methods for assessing someone's neediness.
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Outdoor Girl

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Re: S/O Beggars, Moochers and Scammers
« Reply #2238 on: February 03, 2014, 05:57:47 PM »
I do the same; instead of donating to someone directly, I'll donate to organizations that support the homeless and needy.  I end up donating more but I usually get a tax receipt so it kind of evens out.
After cleaning out my Dad's house, I have this advice:  If you haven't used it in a year, throw it out!!!!.
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Kimblee

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Re: S/O Beggars, Moochers and Scammers
« Reply #2239 on: February 03, 2014, 06:22:40 PM »
Our school had a charity drive requiring each student to take a (sealed) can and beg for donations. It was a great cause, but not well executed on the school's part. Additionally we had to go to at least one business in walking distance of our home.

The only businesses fitting that near a good friend were a payday loan place that everyone knew sold drugs, and a biker bar.

She actually did really well in the bar, but I think the school board memeber who decided we could fail if we didn't do this should've been fired. (I went to a reptile lover's swap meet, on the logic that anywhere my family is, is home. And since it was one of the few animal shelters that would take herps and find them good, knowledgeable homes, I did pretty well. But my Spiel was "I'm failing 9th grade if I don't do this, so how would you like to improve the lives of animals AND prevent me from repeating 9th grade? If not, its cool, i always wanted to be a 25 year old high school student like on Dawson's Creek.")

If I am reading this correctly, you will fail the school year if you don't participate?

That is not possible as far as I know, even in a private school. Did no one challenge this? Sounds like a really good support for home schooling (as if it needed any more good reasons!), the GED to get the diploma and go on to college at the age of 17, or online high school.

I would not let our kids participate in anything like this. I used to just toss in some cash or a check and say we did our share. Lucas and I were both educators - he was a high school teacher, I taught a bit then went to the school library - and we had 2 children go through school system.

Please, oh please, tell me I am misreading your post!

Nope. Although looking back I doubt they could have actually failed us if we refused. But that school district had serious weirdness. They... Just yeah. They also took state funding for the arts program and used it for football equipment, even though it was specifically for the choir. We bought our own choir outfits to go to a competition and had to find raise to afford a bus.

Was glad to be free of them when i dropped out.

stargazer

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Re: S/O Beggars, Moochers and Scammers
« Reply #2240 on: February 03, 2014, 09:38:34 PM »
I don't remember if I posted this before or not, but I found the best way to never talk to a telemarketer (besides not picking up the phone if you have caller ID).  When I answer the phone and say "Hello", if it is a telemarketer there will almost always be about a one second delay before they say "Hello" as if they are saying it first.  At which point I just hang up and they don't call back.

scotcat60

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Re: S/O Beggars, Moochers and Scammers
« Reply #2241 on: February 04, 2014, 02:50:34 AM »
My doorbell rang a few days ago and it was a young man collecting funds for Battersea Dogs and Cats Home. i just said, politely, no thanks, and closed the door. Afterwards, I thought I should have said "I already have three cats,I  think I am doing my bit for feline kind"

Outdoor Girl

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Re: S/O Beggars, Moochers and Scammers
« Reply #2242 on: February 04, 2014, 08:22:12 AM »
The other night, my doorbell rang, followed by loud knocking on the door.  I figured it was someone trying to sell something.  I got up, looked out the little diamond to make sure and didn't answer the door.  I really didn't care if he saw me.  But to his credit, he didn't knock again; he just left.
After cleaning out my Dad's house, I have this advice:  If you haven't used it in a year, throw it out!!!!.
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AmethystAnne

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Re: S/O Beggars, Moochers and Scammers
« Reply #2243 on: February 04, 2014, 10:11:27 AM »
I guess my story can go here.....

I was at OldestDD's and DSIL's house last week ( watching the grandkids) until they got home from work. I never answer the home phone if I don't recognize the number.

The phone rang and rang and rang, the caller ID read an 800number. Then immediately another number came up on the ID with the first 6 numbers being a local number and the last 4 looking like YoungestDD's cell phone number. I answered and the caller mumbled something about speaking to Danny Parsley about some charges that he owes. I informed him that Danny had never even been to this residence let alone knowing where this residence is. And I hung up.

Side note to eHell....DD and Danny Parsley have been divorced for over 10 years.

I wish I had answered like I did just a little bit ago. Someone just called here at my home asking for OldestDD. I asked how did you get this number? The caller said that DD had written my name and phone number down as a contact number. I told her "No, goodbye" and hung up as the the caller was still talking.




MrTango

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Re: S/O Beggars, Moochers and Scammers
« Reply #2244 on: February 04, 2014, 12:34:56 PM »
Personally, my rule is that I will not identfy myself (or even acknowledge that I'm the person the caller has asked for) until the caller has first given their identity.

I've found that this actually significantly reduces the amount of time I spend on unwanted calls because I will simply hang up if they refuse (or even hesitate) to identify themselves.

Luci

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Re: S/O Beggars, Moochers and Scammers
« Reply #2245 on: February 04, 2014, 01:08:22 PM »
If it is important, the caller will leave a message, so I never answer unless I want to accept the call, even at our children's homes when we are housesitting. If it sounds immediate, we do contact the child or grandchild to let him know about the message.

We haven't dealt with a telemarketer, politician, or charity in years because of caller ID.

The one exception was 10 years ago at my dad's home when he was ill then passed away.


Elfmama

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Re: S/O Beggars, Moochers and Scammers
« Reply #2246 on: February 04, 2014, 01:28:30 PM »
I answered and the caller mumbled something about speaking to Danny Parsley about some charges that he owes. I informed him that Danny had never even been to this residence let alone knowing where this residence is. And I hung up.

Side note to eHell....DD and Danny Parsley have been divorced for over 10 years.
Elfqueen was being pestered for a while by people trying to collect from her Ex-FIL, a man she'd only met once.  Same thing, she and Ex had been divorced for several years at that time, and she'd resumed her maiden name, so there was no telling how they connected her with him.
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Amara

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Re: S/O Beggars, Moochers and Scammers
« Reply #2247 on: February 04, 2014, 02:57:35 PM »
WARNING: This was just posted on my city's local citizen website, Edhat. It is a warning from a subscriber about a new VISA/MASTERCARD fraud that is quite successful. Please read this, pass it on, and be very, very careful!

Quote
This is a heads up for everyone regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is happening in the Midwest right now and moving across the country.

This one is pretty slick, since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'MasterCard'.

The scam works like this:

Person calling says - "This is (name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti- Telemarketing Device for $497.99 from a marketing company based in Arizona?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?' You say 'yes'.

The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works - The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him.

After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?'

After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. We were glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.

The real VISA told us that they will never ask for anything on the card, as they already know the information, since they issued the card! If you give the Scammer your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of MasterCard' with a word-for-word repeat of the VISA Scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. I dealt with a similar situation this morning, with the caller telling me that $3,097 had been charged to my account for plane tickets to Spain, and so on through the above routine.

It appears that this is a very active scam.

VorFemme

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Re: S/O Beggars, Moochers and Scammers
« Reply #2248 on: February 04, 2014, 04:10:43 PM »
I wonder if these are the people now using the credit card numbers stolen by hackers from various large store chains over the last year or so....?

Like Target a month or so ago...and another large department store chain had the same thing happen since then.
Let sleeping dragons be.......morning breath......need I explain?

Katana_Geldar

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Re: S/O Beggars, Moochers and Scammers
« Reply #2249 on: February 04, 2014, 04:36:35 PM »
It also could be a skimmed card, my card got skimmed at an ATM once. But I got an email from my bank, and I actually thought it was a scam so I went online to look up the number to call them and not the one provided.

A CC company should know your card details anyway, and they should not ask you for them over the phone, not even the security number on the back. This why they have different ways of identifying you: name, date of birth, phone number, mothers maiden name.

The correct response to this call is to say: "I'd like to check my statement myself", then hang up and check your statement online or call the company yourself and check it. They can't charge it if you don't tell them!