I have to say I do not care for the Pandora bracelets either and would not wear one. I do have an old-fashioned silver charm bracelet started when I was a child and I still do occasionally buy charms for it and wear it, but the former is simply not to my taste. I like the idea of suggesting something more along your own style, which can be added to regularly, like an add-a-pearl necklace, or mentioning your china or silver patterns, always a ready source of nice but don't have to cost the earth gifts. Letting DH do some of the suggesting -- "I am getting OP a basic place setting of silver for Holiday. Why not add (extra piece)? You know she will love that!"
And -- why don't people on this board simply return whatever they don't like and get something they do? What is wrong with that? That is considered ordinary behavior in both the Prof's and my families. Tags are always included, and possible returns are assumed. If I think I look grim in peach, or cannot tolerate round necklines, no one is offended if I say, "Sis, look what you got me! I traded the peach crew neck for this purple jacket. Isn't it great?"
I don't think it is necessary to HATE something like this unless it would creep you out to have it in your house.
Personally, a gift certificate to my favorite art supply store or Amazon makes me the happiest middle-aged lady in the world.