My DH and I have a friend who owes me money. For his birthday, I treated my DH to a concert from a local symphony orchestra, and our friend said he'd go and pay me back for the ticket.
He wrote me a check, and the check bounced in my account, costing me not only the funds to cover the ticket, but now a returned item fee with my bank.
DH and I have spoken about it, and have agreed to let him know that the check was bad. DH also recommended that I let him know through email, simply because that is the primary method of communication that I have with him - as in, 99% of the time, if I have a question or issue, I use email. Calling him is unreliable, since he is usually busy with work, and has been known to not return calls at all, or to return them a week or so later. Email is almost always read and returned.
So, how do you word an email as such?
I'm assuming there was simply a mistake made on his end, since I have known him for fifteen years and never known him to be a deadbeat.
However, you know what they say about assumptions, and if it turns out that he is having financial problems, I'd hate to embarrass him, though I think it's actually unavoidable to an extent.
What is the kindest, politest, most e-hell approved way to tell someone that their check is no good? Or am I overthinking this?