One must keep in mind taxes, annual payments, and the like. Lots of people go bankrupt after winning the lottery because they think One Million Dollars! when in fact it is more like $35,000 per year for 20 years. However, we are discussing imaginary money here, so we will imagine that taxes and whatnot have already been paid.
Less than $50,000: Home repairs
Between $50,000 and $500,000: More home repairs. This place is expensive.
But I should be able to have an annual vacation as well finally completing the To Do list.
Over $500,000: I have simple tastes, so aside from that annual vacation, my life wouldn't change much. I like my house when it works, the cats would be unhappy if I was gone too long, and I'm too close to qualifying for my retirement to quit now.
I would like to stash something away as a kind of college scholarship fund for my great-nieces and nephews. However, certain financially irresponsible relatives would be standing on my doorstep begging if they got a hint that money was being given away, so I'd have to set up the scholarship in such a way as to obscure the source. Also, I'm not paying for someone to party for four years.
Leaving someone a $100 tip does sound like fun, though, doesn't it?