So I received some birthday money and have decided to buy myself something shiny. I want a blue diamond ring and have looked both online and in-store.
My options are:
1. Buy in-store and get exactly what I want, which is way above budget.
2. Buy in-store and compromise on something that's pretty and in-budget, but not really what I want.
3. Buy online and get something very very close to what I want, below budget.
Buying in-store has the huge benefit of being able to get a warranty. I love pave-set stones and unfortunately they tend to come loose easily, especially with how clumsy I am. An in-store warranty will cover future resizing, cleanings, stone looseness or loss, re-plating, etc.
Buying online has the huge advantage of price. My #1 choice online is about $800 less than my #1 choice in-store. But, I would not be able to get a warranty. I will have to pay for all future cleanings, re-dippings, and stone re-setting if needed.
To further complicate things, I will probably be moving cross-country in the next several months, so finding a local jeweler is impractical. If I buy in-store it will have to be a chain jeweler.