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Author Topic: Cheapskate stories  (Read 624643 times)

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exitzero

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Re: Cheapskate stories
« Reply #900 on: August 05, 2013, 10:35:02 AM »

My go-to souvenir is a pressed penny. It's cheap, easy to carry and don't take up much room once you get them home. I have some books that display them on my mantle.

Same here. We have fun with them, there is a website http://www.pennycollector.com/ that has locators for them if you want to know where to go when you are on vacation/road tripping / collecting. Also, an M&M mini tube is just the right size for quarters and pennys. We stack them in the tube 2 quarters then a penny so that we always have the right coins for it.

OOOOOOOH they have an app!  ;D

Seven Ate Nine

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Re: Cheapskate stories
« Reply #901 on: August 05, 2013, 10:38:18 AM »
We don't bring tribute to anyone any more but, when in Baltimore we do load up on crab-themed stuff because we have a relative who collects things like that and has never been to Baltimore.

My family has always brought home stuff for each other, but a few years ago I was doing a lot of travelling, and I was getting short on cash - one of the trips was a wedding, so already expensive enough without bringing home trinkets.  In addition, all of us were getting kind of full on "stuff" so I decided that I would only bring back souvenirs if they cried out "buy me for ___"  No one in the family minded, and we have largely adopted that attitude for all trips.  It makes it much less stressful to be checking off a list and instead just wandering around window shopping.

Ms_Cellany

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Re: Cheapskate stories
« Reply #902 on: August 05, 2013, 11:13:22 AM »
I use poster putty to stick my pressed pennies around my computer monitor.
Bingle bongle dingle dangle yickity-do yickity-dah ping-pong lippy-toppy too tah.

Eastsider

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Re: Cheapskate stories
« Reply #903 on: August 05, 2013, 11:16:00 AM »
This summer my family went on a once in a lifetime trip.  The kids grandparents gave them $15 for souvenirs and we had a conversation about how "just because it says Puerto Rico on it, doesn't mean there are actually elephants on the island".

FauxFoodist

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Re: Cheapskate stories
« Reply #904 on: August 05, 2013, 02:32:24 PM »
There's a hilarious budget making the rounds online (article here), put out by McDonalds to prove their minimum-wage workers can make it without resorting to government assistance.  Except, as many places have pointed out, the budget assumes an 80-hour work week (when most fast food workers can't even get 40 at one job).  And doesn't include things like heat, gas for the car, clothes, or food.  And somehow this employee is supposed to find health insurance for $20/month which is even more laughable when you see that $20 is less than a third of the employee contribution to McDonalds' cheapest health plan (which, in turn, is only available to managers).

I'm sure there are people who are able to work two or more jobs at minimum wage and who do stay afloat, but that budget ain't it.

Oddly enough, I didn't find the numbers for the expenses to be that far off (single with no car living in Canada, so YMMV - my extra health insurance from work is about $16). I did find the income to be inflated. I agree that you would have to work a LOT of hours to make that much money on minimum wage.

I also think they have the usual budget delusions - mainly that people living on next to nothing have tons of extra spending money and waste it all. "If you just bought one less coffee from the coffee shop, if you just didn't go out to eat as much, etc. etc."

If people had that much money to burn, they wouldn't have to work two jobs!

I just have to say that I tend to discount those "helpful hints" that say something like "Make your coffee at home," "Start bringing your lunch" and "Grocery shop with a list."  They assume everyone buys coffee and eats out for lunch everyday and never make a list for the grocery store.  It's a rare thing for me to find money-saving articles that actually have something new and useful in them (some of the time-saving ones, too, like "When you cook, cook for more than one meal").

FauxFoodist

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Re: Cheapskate stories
« Reply #905 on: August 05, 2013, 02:38:33 PM »
I remember when DH and I got married in 2000, I got a lesson in how cost of living can change from one region to another.  I'd been living in an apartment off campus.  Second story of a Victorian house with 3 good sized bedrooms plus an attic with rooms for storage plus a decent sized kitchen and the rent for this place was $450 a month.   This was in Salisbury, Maryland. 

So when I learned our housing allowance was going to be $690/month, I got excited! Oh, the possibilities! Until I went on apartments.com and looked at apartments in Oceanside, CA.   A one bedroom apartment was $680!  :o  Oy.  We only lived off base for a year though, as once we found out I was expecting my first, we applied for base housing and as fate had it, he was born on the day we were expected to pick up the keys for the house.

Was it a nice apartment you found in Oceanside for $680?  My one-bedroom apartment in Vista (next to Oceanside but inland for those not familiar so Oceanside should've been more expensive given it's adjacent to the ocean) in 2000 started at $780, and I didn't live in a luxury community (it was fairly middle-of-the-road).

siamesecat2965

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Re: Cheapskate stories
« Reply #906 on: August 05, 2013, 02:40:09 PM »

 
I just have to say that I tend to discount those "helpful hints" that say something like "Make your coffee at home," "Start bringing your lunch" and "Grocery shop with a list."  They assume everyone buys coffee and eats out for lunch everyday and never make a list for the grocery store.  It's a rare thing for me to find money-saving articles that actually have something new and useful in them (some of the time-saving ones, too, like "When you cook, cook for more than one meal").

Oh I agree. A lot of it is just plain old common sense. The less you spend, the more you have.  that's the philosophy I follow. And shockingly, it works!

Or the "make your own cleaning solution and laundry detergent" and use old rags to clean, vs. paper towels. doesn't work for some of us. I live in an apt and pay to do my laundry, so I suspect its about the same to buy paper towels v. using and washing rags.

Hillia

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Re: Cheapskate stories
« Reply #907 on: August 05, 2013, 02:49:24 PM »

 
I just have to say that I tend to discount those "helpful hints" that say something like "Make your coffee at home," "Start bringing your lunch" and "Grocery shop with a list."  They assume everyone buys coffee and eats out for lunch everyday and never make a list for the grocery store.  It's a rare thing for me to find money-saving articles that actually have something new and useful in them (some of the time-saving ones, too, like "When you cook, cook for more than one meal").

Oh I agree. A lot of it is just plain old common sense. The less you spend, the more you have.  that's the philosophy I follow. And shockingly, it works!

Or the "make your own cleaning solution and laundry detergent" and use old rags to clean, vs. paper towels. doesn't work for some of us. I live in an apt and pay to do my laundry, so I suspect its about the same to buy paper towels v. using and washing rags.

There was a popular book many years ago called Your Money or Your Life.  It promoted an approach to financial independence that involved cutting your living expenses to reduce your income requirements.  One tip that made me laugh out loud was 'Don't replace your towels every year'.  Seriously?  I get probably 10 years out of a towel before cutting it up for rags.

Thipu1

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Re: Cheapskate stories
« Reply #908 on: August 05, 2013, 03:33:04 PM »
'Don't replace your towels every year'? Good grief!

We have a few bar towels that still see good service in the kitchen.  Bought them a few years before our marriage and we've been married since 1983. 

Layla Miller

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Re: Cheapskate stories
« Reply #909 on: August 05, 2013, 03:46:46 PM »
Unless by "replace" they mean switch out for new ones and wash the first set.  Because washing creates wear and tear on the towels, you see, so if you use the same towel for at least a year...it'll be really, really gross.  ;)
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wheeitsme

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Re: Cheapskate stories
« Reply #910 on: August 05, 2013, 04:02:37 PM »
We're pretty cheap wihen it comes to souvenirs. 

A fridge magnet is a must and, if available, a little box or basket made in the area.  We don't bother with anything else unless it's a real grabber.  I did splurge on a sweater in Iceland but that was a very rare case.

We don't bring tribute to anyone any more but, when in Baltimore we do load up on crab-themed stuff because we have a relative who collects things like that and has never been to Baltimore.

My go-to souvenir is a pressed penny. It's cheap, easy to carry and don't take up much room once you get them home. I have some books that display them on my mantle.

We try to get a Christmas ornament. When we look at our tree we see the memories of everywhere we've been!

Piratelvr1121

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Re: Cheapskate stories
« Reply #911 on: August 05, 2013, 04:09:26 PM »
I remember when DH and I got married in 2000, I got a lesson in how cost of living can change from one region to another.  I'd been living in an apartment off campus.  Second story of a Victorian house with 3 good sized bedrooms plus an attic with rooms for storage plus a decent sized kitchen and the rent for this place was $450 a month.   This was in Salisbury, Maryland. 

So when I learned our housing allowance was going to be $690/month, I got excited! Oh, the possibilities! Until I went on apartments.com and looked at apartments in Oceanside, CA.   A one bedroom apartment was $680!  :o  Oy.  We only lived off base for a year though, as once we found out I was expecting my first, we applied for base housing and as fate had it, he was born on the day we were expected to pick up the keys for the house.

Was it a nice apartment you found in Oceanside for $680?  My one-bedroom apartment in Vista (next to Oceanside but inland for those not familiar so Oceanside should've been more expensive given it's adjacent to the ocean) in 2000 started at $780, and I didn't live in a luxury community (it was fairly middle-of-the-road).

It was okay, I guess, as apartments go.  There was enough room for just DH and I, a big enough kitchen and such, but I was glad when we could get a place on base.   Okay, just looked it up, it was Summit By The Lake apartments.  The management was pretty nice and they had a well cared for pool.  I just looked it up and found it was 702 sq ft and now it's $960/month.  If I recall correctly, they had up the rent to 690 right before we were offered base housing.  Good timing!

As for shopping without a list? Puhleaze! I end up spending less when I shop without a list cause I forget stuff.  Course I guess you could argue I end up spending more for having to go back when I remember stuff later.
Beyond a wholesome discipline, be gentle with yourself. You are a child of the universe, no less than the trees and the stars.  You have a right to be here. Be cheerful, strive to be happy. -Desiderata

Arrynne

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Re: Cheapskate stories
« Reply #912 on: August 05, 2013, 04:42:13 PM »
2. My father was convinced when we bought our house that the $99K it cost was ridiculous, that we were stupid fools for paying that much, and that our bank must be staffed by idiots to agree to a mortgage because and I quote, "No normal house is worth $99K. Sure, a mansion  maybe. But a regular house? NO regular house costs more than $25K." When my mother then showed hiim the Sunday paper listings for houses, he blustered and flustered and insisted that the listed prices were "inflated" and "any fool" could dicker ANY house down to no more than $25K. Because that is what they'd paid for their house when they'd bought it 20 years before.

Your father would keel over with apoplexy if he saw the quotes to remodel my very small, 60's era galley kitchen.  My quotes ranged between 16k and 37k for new cabinets, flooring, counters and paint.  Appliances not included.  :)

Yvaine

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Re: Cheapskate stories
« Reply #913 on: August 05, 2013, 04:44:30 PM »

 
I just have to say that I tend to discount those "helpful hints" that say something like "Make your coffee at home," "Start bringing your lunch" and "Grocery shop with a list."  They assume everyone buys coffee and eats out for lunch everyday and never make a list for the grocery store.  It's a rare thing for me to find money-saving articles that actually have something new and useful in them (some of the time-saving ones, too, like "When you cook, cook for more than one meal").

Oh I agree. A lot of it is just plain old common sense. The less you spend, the more you have.  that's the philosophy I follow. And shockingly, it works!

Or the "make your own cleaning solution and laundry detergent" and use old rags to clean, vs. paper towels. doesn't work for some of us. I live in an apt and pay to do my laundry, so I suspect its about the same to buy paper towels v. using and washing rags.

There was a popular book many years ago called Your Money or Your Life.  It promoted an approach to financial independence that involved cutting your living expenses to reduce your income requirements.  One tip that made me laugh out loud was 'Don't replace your towels every year'.  Seriously?  I get probably 10 years out of a towel before cutting it up for rags.

Yeah, that makes me :o

The towel I used this morning, I bought in 1999. I've got some newer ones too, but the ones from back then are still in circulation.

DoubleTrouble

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Re: Cheapskate stories
« Reply #914 on: August 05, 2013, 05:09:59 PM »
I had a medical thing happen to me while travelling in the US (I'm Canadian). I was in a *lot* of pain, and I really should have gone to the ER, because I didn't know what exactly was wrong with me. But I wasn't sure if my work insurance would cover me, so I stuck it out in my hotel room.

Oh, and I wasn't sure how they'd react to a Canadian showing up in ER screaming "I'm in PAIN! GIVE ME DRUGS!"

Interesting. That may explain why my aunt didn't go to my parents' dentist when she was in pain (needed a root canal) & instead cut the trip short to go home to see her dentist. At least they didn't have far to go, my parents live in SE Michigan & my aunts live in Toronto. My Mom was really confused that aunt would wait ;D