I am in agreement with OP about the funeral solicitation. The person isn't even dead yet, so it is not like a sudden tragedy (fire, accident), no one that is being solicited even knows this person, who may be mortified to find out their eventual passing is becoming a fund raising opportunity, and to give a dollar amount needed to be raised. Most people, when setting up memorial accounts appreciate any amount and don't have a price tag. Also, just because you want a big fancy funeral with all the trimmings doesn't mean everyone is obligated to make that happen. When my ex husband died recently, his mother was so upset that no one was kicking in the money for the funeral her baby boy deserved..well, he had no money, she had no money, I had a small dollar amount to kick in but it had to be done with what they had which was a state paid cremation, a rental coffin for a 3 hour viewing, and eventual burial of his ashes with his mother. Same as any other thing in life, you plan for what you can afford and so many people do pre paid so they can make payments and have the funeral of their desires. The OP's solicitation email just sounds so darn off...and I am cynical enough to think they are using the dying relative as a way to pay their own bills.