Creative Memories is pretty innocent. Most of the consultants I know are in it to get the discount on their own stuff, not to recruit others. I don't think the company operates on the "downline" principle.
Rainbow vacuums are very real, and that's their real name. I don't know how much of a MLM selling them is, but I remember my experience with them...
I worked for a dog groomer, and she had a Rainbow. It's a fancy vacuum / air freshener which works using water--the hair gets sucked up and goes into a tray of water which you periodically dump out. It was a great machine and did wonders in our shop, and goodness knows there's a hella lot of hair on the floor at the end of a dog groomer's day!
So when I moved out on my own, I wanted a Rainbow for my house. I called the company, they eagerly sent a salesman. He gave me the spiel despite the fact that I knew all about the machine. I listened patiently, then we started doing the paperwork.
That's when he said something about my payments being $119. Now, this was perhaps terribly naive of me, but I hadn't even worried about the price of this thing. I figured hey, it's a really really good vaccuum, I'm willing to spend even like $400 on it. (This was back in 1994, btw.) I said, "How many payments in all?"
The guy says, "Ten."
I was literally struck dumb. When I finally regained the power of speech, I stammered something about, "This vacuum costs over ONE THOUSAND dollars?"
I think the poor sob could already see a tiny contract with wings on it flittering away. He tried to sell me again on how very wonderful this vaccuum was, and I assured him, "Look, I know it's worlds' greatest vaccuum. I used one every day at the shop. I had no idea my boss paid that much for it. There is no way I can pay that much for a vaccuum unless it squirts gold out its hose. Sorry."
I felt terribly foolish and I did apologize profusely to this poor man who'd come out to sell this thing to me. Little had I known.
Oh, and now I have a Dyson vaccuum that works really
well that I didn't pay over $500 for.