I got in an accident thanks to a SS years ago. I was headed home from work and wasn't even that far from work when this guy hit me. I was turning left after the light turned green, with a T intersection, onto a road with two lanes going each direction and the guy came speeding through his light red and hit me.
What makes him even more special? He tried to claim injuries, but since he never did go to the doctor to prove said injuries the case got thrown out. Mind you I didn't have any injuries myself and I was the one who got hit. My car wasn't drivable and I was a bit shaken, but not hurt.
I can top that one - As an insurance adjuster, I got a message from someone who had pulled out from a business on a corner, crossing the oncoming lane of traffic to go across the intersection - after the light changed. Our insured hit her vehicle - which was NOT supposed to be making a turn due to their light having gone green & her crossing more than one lane of traffic to get to "her" lane.
The driver and passengers in "our" insured's vehicle ended up in the hospital, their vehicle was totaled, and HER insurance paid for it all.
But our insurance OWED her money because they hit her car and she needed it fixed.......she was on her third lawyer trying to file against the company for damages (state notorious for insurance fraud) and every lawyer dropped her in a New York minute after they got a look at the police report citing her for crossing illegally after the light changed, etc. But apparently she would go to the next lawyer to give him "her version of what really happened" and how that reckless couple drove too fast through the light and hit her car....because there would be another lawyer trying to "help" her with her lawsuit & damages.
That actually reminds me of something that happened seven or so years ago. I was driving home from school during the night, and not only was I unused to the highway, but my night vision isn't the best. So, I ended up sideswiping a lady while trying to merge into the traffic. I thought she was further away than she was. Nobody was hurt, the cars were barely damaged, and it was my fault entirely.
We pulled into a parking lot a little down the road, got out and checked out the damage, exchanged info and chatted for a bit. She wasn't angry, I was very apologetic, and she even pointed out another damaged spot on her car that was clearly not
from our little fender bender. She said, "That happened not too long ago, and that one was my
fault, so you shouldn't feel bad." This is important for later.
A few days later, I got a phone call from her insurance company, asking for the details of the accident, and asking me to describe the damage to our cars. The lady on the phone said, "Now, what about the scratch on the such-and-such? You forgot to mention that." After some mild confusion, we both realized that that particular scratch had not
been from our little accident, and the lady had decided that she might as well have them both fixed in one go.
I ended up having to pay nothing out of pocket, as her insurance covered the damage for the accident I was involved in (I would have paid if it wasn't covered; my fault). I didn't bother getting the damage to my car fixed, since it was just a slight dent and some chipped paint. I don't know if the lady ever got that other scratch fixed or not, but I wasn't about to pay for the one I didn't cause!