My mechanic family member told me to never offer to boost anyone because if I'm not comfortable doing it, if they screw up the terminals, it will fry my battery. Which is why I have auto club for myself too.
I consider this a rather pathetic excuse to get out of helping someone. Red to red, black to black. Mark cables with polarity (engraved will do) and just put them on the right battery terminals. Really, it's not THAT hard, people! And I don't believe someone can't spare 2 minutes to help a fellow Human who's stranded.
Any boss who gives you grief for being a little late, should be fixed with a "look" and the comment "So, helping my neighbour with a jump-start so they could get to work is . . . bad, is it?"
As for an 'Auto Club', I'm happy you're able to afford it. We can't. So, the few times I've needed a boost, I've been dependant on others helping me -- just as I help those who need it. Generosity of spirit is part of being Human.