Me and my boyfriend are somewhat short on cash, but we are getting money in early January. So my boyfriend decided he was going to pawn his truck for a few hundred dollars so we could buy food and pay the gas bill this month. We had to go to the bank and get his title signed into his name, its payed off but the title wasn't updated. The teller had us talk to a lender about getting a loan against his truck or just on our credit. So we sat down with the lender, and he looked up our credit scores, my boyfriend's was pretty bad due to his messy divorce and mine is okay but I don't have any type of real credit (only my school loans and my lease on the apt), so we couldn't get a loan. The lender asked how much we wanted to borrow and we only really needed around 200$, so he decided to give us the loan even though we weren't approved. He just gave it to us because we looked like honest people and we could be trusted. He didn't even charge us interest rates, we just have to pay him back 220$ by the 12th of January. That was the kindest thing someone has done for us, my boyfriend was almost in tears he was so happy. After we got the money we were in the car talking about what we could do to repay him when we get our money in January. Anyone have any ideas?? I did notice on his desk were pictures of his wife and daughter, so I was thinking something like a gift card to a fancy restaurant with extra cash for a babysitter.