Author Topic: Got medical bills? Organize your own benefit!  (Read 9868 times)

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MineralDiva

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Got medical bills? Organize your own benefit!
« on: December 20, 2006, 10:24:40 PM »
Mr. Diva just came home from a rehearsal with his band, with the following tidbit:

The male half of a couple we know, was injured during the filming of an independent film, a few weeks ago.  He has no insurance, nor did the film.  (That's a WHOLE other subject...so don't get me started.)  He was hospitalized briefly for his injuries, which included a collapsed lung.  Evidently the total bill came to $24,000.00...and he can't pay it. 

He's fine now, and able to go back to work.  He owns a landscaping business...and does well enough to afford a shooting sport, with rifles costing several thousand dollars.

So the female half of the couple (his live-in girlfriend, with whom he has a child...they're not married) decided to organize a benefit to raise the money.  Supposedly, they're in danger of losing their house.  Interestingly, the house is in only her name...not jointly held.   

The reason I mention them not being married, is because I'm doubtful that a creditor could come after an asset that is on paper, her sole and separate property, even though they are living in it together.  If they were married, that would not be the case.  They could indeed lose the house.

One of Mr. Diva's band-mates mentioned this during their rehearsal this afternoon, and wanted to know if the band would be interested in playing for this so-called benefit.  No date has been set...yet. 

Now these two people happen to be on the board of directors of OUR theatre company.  They recently started their OWN theatre company, when the girlfriend decided she wanted to do a play of her own.  Her boyfriend spent better than $5000 on that production (a children's musical), which directly competed with a production OUR theatre company did at Halloween...and they both were in.  We were NOT happy about that.

They took a bath on their production.  We broke even on ours...and paid our actors (including them).  They rented platforms from us, to use for their production.  We have not been paid. (a moderate $50 fee)  And he still has a tuxedo that belongs to someone else, and was loaned to him for our show, but has not yet been returned...despite several attempts to retreive it from him.

SHE is organizing this "benefit" to not only help with HIS hospital bill, but also to help cover the costs of the production they did and took a bath on.  She's bringing "talent" in from her circle of community theatre friends, in a nearby town.  I'M sick to my stomach!

Not only will we NOT be participating in this fiasco, nor attending it...Mr. Diva, who is chairman of our Board, will be asking for BOTH of their resignations!  I do not want to give ANY appearance that our theatre company endorses these shenanigans in any way, shape or form!

The man isn't dying.  He's back to perfect health and able to work the business he owns!  WHY should strangers be expected to pay his hospital bill?  Let him work out a payment arrangement of his own...that doesn't include people he doesn't know, anteing up to cover his losses!

Last year at this time, I had a kidney stone.  I too have no medical insurance.  The ER cost for me was $7000.  I didn't and don't have that kind of money lying around either.  Nor did I have the $25,000 it cost to re-construct my knee in 2001.

The LAST thing I would ever think to do, would be to organize a "benefit" to invite all my friends to perform (for FREE, by the way...and some of us are professionals), so STRANGERS could pay my medical bills! 

What in the E-HELL are they thinking?!! 

(I hope this post was at least reasonably coherent.  I'm so flabbergasted, I can hardly type!)



« Last Edit: December 20, 2006, 10:30:00 PM by MineralDiva »

Clara Bow

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Re: Got medical bills? Organize your own benefit!
« Reply #1 on: December 20, 2006, 10:28:40 PM »
Wowee...that's pretty crazy. Maybe she can put little buckets in convenience stores with his picture on them...
I wholeheartedly agree with Mr Diva, there's no reason that the theatre company should have to pony up for this mess. It's not fair and it's an etiquette disaster to say the least. You have got to keep us posted on this, I can't wait to hear the rest!
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ZipTheWonder

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Re: Got medical bills? Organize your own benefit!
« Reply #2 on: December 20, 2006, 10:31:53 PM »
Someone is pulling your checkbook.  ;D

At the very most, I would send a bit of a message by offering to forgive the $50 rental fee rather than contributing to the GetMoneyAThon.

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #3 on: December 20, 2006, 10:33:17 PM »
The thing is, Auntie, I will probably recieve some static from some folks over my stance on this issue.  But as Executive Director, I will not budge a millimeter!  My company is in the process of securing it's 501(c)(3) non-profit status.  The IRS would have a FIELD DAY with me, if I even entertained the idea!

And I don't want these two anywhere near my business anymore!

ETA:  I got a call from the caseworker the other day.  She is recommending us for approval.  There's only one sticking point:  We need to come up with an additional $450 for the application, because they've determined out income potential to be higher than we applied for, over the next 5 years.

WE could have done a benefit to legitimately raise the funds by the January 2nd deadline.  Y'know...actually put on a SHOW and paid the fee out of our proceeds....But not now that THEY'RE doing this! 
« Last Edit: December 20, 2006, 10:45:36 PM by MineralDiva »

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #4 on: December 20, 2006, 10:36:15 PM »
I'll say, someone's pulling my check book!  Thing is, I can't forgive the rental fee.  The agreement was made between my company and their company.  They're going to have to cough it up.  I'm (well we...as in our theatre company) under IRS scrutiny right now, with the non-profit status application.

I can't just tear up that contract and pretend it never existed.

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #5 on: December 20, 2006, 10:40:00 PM »
Even worse is the fact that this "idea" of hers, comes on the heels of several benefits that were held in town, for the firefighters who died in the Esperanza Fire.

Several hundred thousand dollars were raised for the families...and it took literally an act of Congress for those donations NOT to be taxable to the families OR the donors!

There will be no such governmental protection for THIS "benefit!"

I'm feeling nauseous...


platys

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Re: Got medical bills? Organize your own benefit!
« Reply #6 on: December 20, 2006, 10:40:22 PM »
I have an acquaintance who has a daughter in her 20s with a fairly dire disease.  She'll need a lung transplant.   The problem is that she's been hitting up everyone she knows to make contributions for her daughter, and yet, she'll go to expensive retreats (where she hits up on the other folks there), buy expensive hobby supplies, ect...

I don't begrudge a person a few luxuries, but if you are going to hit me up for money, try not to seem even more prosperous than me.

dawbs

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Re: Got medical bills? Organize your own benefit!
« Reply #7 on: December 20, 2006, 10:41:44 PM »
I was going to mention the debacle that is "nonprofit" and "taxes" w/ regards to theatre and the "charity"
(there is a reason that I try to make sure most $ I donate goes through 501c's...because they can organize a "benefit", get (unreported) income and have NO obligation to spend it on medical bills or the like.  They could simply use it to buy a new tv :-)

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #8 on: December 20, 2006, 10:51:00 PM »
Our theatre company has nothing and will have nothing to do with this.  The very fact that they're both members of our Board...at the moment...is a HUGE appearance of impropriety!

We've got to get rid of them toute suite!  It's the only way to minimize the potential governmental fallout for us!

sammycat

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Re: Got medical bills? Organize your own benefit!
« Reply #9 on: December 20, 2006, 10:55:27 PM »
Wow!  They have some nerve that's for sure.  I have a feeling we/you are going to get a lot of ehell stories out of this couple. ;D :o

On a serious note, and speaking as a small business owner myself, I support you wholeheartedly in refusing to let them renege on the $50 they owe you.  $50 here, $100 there, in unpaid bills can soon add up.

OT:  I don't live in the US or Canada and my eyes nearly pop out of my head when I read of the incredible medical bills people receive there.  This is going to sounds really silly, but if people don't have insurance is the only option to pay the bill in full themselves?  Is there any type of government funded medicare available?

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #10 on: December 20, 2006, 11:01:20 PM »
Quote
but if people don't have insurance is the only option to pay the bill in full themselves?  Is there any type of government funded medicare available?

There is government assistance...IF you qualify.  But you have to be nearly homeless for that to happen.  The average person cannot afford the expense of medical insurance, unless it is a company paid benefit.  Many companies are not paying those benefits anymore...which means the "average person" with a decent income, can neither afford their own insurance, nor qualify at an income level that would give them government assistance to pay the bill.

So in a word, yes, they must pay the bill themselves, should one be incurred.

I make just enough each month, to pay my regular bills.  But I don't make enough to purchase health insurance.  Since I have enough each month for "regular" expenses, I'm not at an income level that would qualify for government (Medicare) assistance.  So I'm on the hook for any medical bills I may have.  Which means I rarely see a doctor...and when I do, it's only under the most DIRE of circumstances...and I have to figure out how to pay for it later...IF I can wait them out long enough to be seen in the first place.

ETA:  Fortunately, my father is a doctor.  Unfortunately, he lives across the country.  But it's nice to be able to make a phone call to check things with him, before incurring any expenses I can't afford!
« Last Edit: December 20, 2006, 11:11:56 PM by MineralDiva »

sammycat

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Re: Got medical bills? Organize your own benefit!
« Reply #11 on: December 20, 2006, 11:11:23 PM »
Thanks for that explanation; that must make it very tough for the average income worker if their job doesn't cover the insurance.  Here in Australia everyone is entitled to free medical care in a hospital (most GP's used to be free too but that is becoming more and more rare) but there are also insurance schemes people can join.  The advantage to that is if you require non-essential surgery you can go in almost straight away and/or choose your own doctor.  But if you have say, a stroke or are in an accident, you are admitted to hospital immediately and everything is free.

Sorry to get right off the point of your post but the insurance thing was someting I had wondered about for a while.

ETA:  Since fewer and fewer GPs are giving free medical care nowadays, the ER is getting more and more full of people who are there for reasons that are not true emergencies.  Wonder why... ::)
« Last Edit: December 21, 2006, 05:20:50 PM by sammycat »

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #12 on: December 20, 2006, 11:16:40 PM »
Yes, Sammy.  It does make things tough.  I think it's one of the only "crap shoots" where there's REAL "crap" involved!  lol

I can see holding a benefit for someone who has recently discovered they have cancer, and needs help with the expenses.  A lady I know here in town, had this happen and the whole community rallied around her to help out...not just monetarily.  But this is certainly not the case in this instance.

These people are taking very unfair advantage of this community's generosity and good nature.  And for what?

MineralDiva

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Re: Got medical bills? Organize your own benefit!
« Reply #13 on: December 20, 2006, 11:22:43 PM »
Ohhh!  AND the girlfriend is a stay-at-home mom, whose mother lives nearby.  I'd say that if she has time to be in plays and galivant all over creation with dance and some of the other things she does that require a sitter....it's time to get a JOB (even if it's part-time) to help pay boyfriend's hospital bill!

If you're so worried about "losing your house," get off your butt and do SOMETHING...besides organize a "benefit" so that strangers can open THEIR wallets!

sammycat

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Re: Got medical bills? Organize your own benefit!
« Reply #14 on: December 20, 2006, 11:33:17 PM »
Yes, these people don't seem to be terribly proactive in trying to find a SENSIBLE solution to their problem - they just want to take the easy way out and have everyone else pay their bills.  Have they always been this... entitled?