How do appliances/cars know when I have saved up some cash for something I want/need?
I struggled to get cash for a new fridge...didn't NEED it, but it is old and may go soon.
The same day I said I was buying the fridge, the whole exhaust system fell out of the car. I still have the old fridge.
I'd finally made some headway on my credit cards...which was when both air conditioners decided to go. At once. Both of them just a few months past their warrantees. All the work I'd put in on the credit cards? Back on with interest.
Got some cash together to refresh my wardrobe...and there went the air conditioner on the car.
Got a refund from Uncle Sam...was going to put it towards a semi new car. Surprise! I had to make emergency trips to my family and the subsequent trouble with having to change my airline reservations twice, me paying for my groceries (and my father's...this is never going to change) and so forth...ate up most of the refund...the rest I put on--you guessed it--the darned credit cards. (Ok, this is family and not appliances....but I hadn't said a word to them about the refund...the universe conspired against me, I guess.)
And yesterday, when I had decided that I could still reduce my debt (five figures spread across three cards) and was nearing my first financial goal in that respect (and save a little money toward new glasses)....the car engine started smoking so badly I had to pull over and get the tow service to come and get me. I've been driving for at least two days without antifreeze! There was no warning, there were no stains in the driveway or anywhere else....it's just gone. Lord knows what I've done to the engine.....
And this, too, will have to go on the credit card I thought I was (finally) going to pay off this month.
Seriously, how do they know?