That reminds me of the comedian George Wallace, who used to do a routine about opening a new back account, and they asked him who was authorised to deposit money in it. He pondered then answered, "Anybody...anyone who wants to put money in my account is welcome to."
But that a joke, for Pete's sake!
In Denmark, all you need in order to deposit money into an account is the account number. Makes making money transfers wonderfully easy
Heck, here in Colorado, I don't even need that. I pay my rent by taking the cash and stopping by my landlady's bank. I give the teller her name and address, and the teller looks up the account info and deposits the money. Works like a charm.
I have found Colorado to be different than many other states. My bank here is so small that when I got my account in high school (I'm 25 now) my account was only 6 numbers long. Just a few weeks ago I set up a savings account which also only had 6 numbers and was about 40,000 numbers different than my first one. Even when I didn't live in CO for 2 years, I would come back to visit, stop at my bank for something, and they would ask me how Missouri was and when was I coming back to Colorado? I can call and say, "Please put $xxx from my account into my mom's account, the account numbers are XXXXXX and XXXXXX.
In Missouri, the Eagle's bank wouldn't let me deposit a check made out to him into his account. I had the signed deposit slip and everything but they wouldn't let me because I didn't have the same last name and wasn't on the account.
This is all relevant, I swear.
The closest branch of my bank is a 3 hour drive away now that I've moved for work (my home branch is 4 hours away). When we moved up here, the Eagle wanted me to get a local branch because depositing checks and whatnot was a big hassle. I stalled, hesitated, hemmed and hawed, and finally said, OK, but we'll it will be my HSA (health savings account). Apparently, being a corrections officer worked against me.
I told the teller that it was just an HSA and I didn't want anything else. She tried to get me to set up a normal bank account because they have branches everywhere. I said I didn't need one, all I wanted was an HSA, nothing else, thanks. She tried to push a normal savings account instead. I asked her, "I just need an HSA, why do you keep trying to give me everything else?"
"Oh, well, we just had a C.O. overdraw his HSA so we don't want to sign anyone up for one."
I said, "Well, I'm not that C.O. and I don't appreciate you ignoring my requests. I won't be needing an HSA from Your Bank. Have a good day." I left. I was proud of myself for keeping my cool but I will NEVER use that bank.