I buy myself (and the house) a new tool a month. Only once or twice a year does that exceed $20. I knew I had a volunteer work day coming up in March, so I bought a 18V Makita cordless drill for $100. I love it, and we use it for many things. Taking the ceiling fan blades off for cleaning, putting together furniture, etc. I have a nice hammer, a level, a tape measure, a set of screwdrivers and wrenches. You can get a decent assortment of fasteners (screws, nails, washers, etc) for $10 or so at a decent home improvement store. Also, get a decent tool bag or box to keep it all in. I keep my tools in the laundry closet.