Okay, that creeped me out a bit. Did this guy really think that a young woman whom he had not met face to face would let someone over to "cuddle"?! You did the right thing.
In several bouts of online dating
and general social networking, I'd say I've had a similar request a dozen times. Ranging from "come over and watch a movie and cuddle" at 5 or 6 in the afternoon to "meet me in a parking lot and ..." at midnight, but they're more or less the same thing to me when I haven't yet met a person! I see any such request as an end to any courteousness on my part and most likely an abrupt end to any communication.
Kayesse, you have my utmost sympathy. Don't let a few bad apples spoil the whole bunch for you!