@Willy Nilly, actually the root of the problem is that his moods no longer have any affect on me at all. They used to, of course, before I figured out (with the help of a very good counselor) that they have nothing to do with me. The problem isn't that I'm emotionally upset, it's probably more like what a parent feels when their kids breaks the rules.
@Immadz, one of the low points of our marriage was the one time I got upset enough to cry, and he told me I was having a hissy fit. And yes, my response to that was not eHell approved. He told me later that he was just so shocked to see me cry that he didn't know what to do.
He hasn't had his way in anything since the business closed, just under two years ago. In fact, I call the shots on everything, to the point that I might seem like a bit of a tyrant from the outside. Power struggles are nothing new in our marriage, and at the moment I'm in charge. But yeah, it hasn't always been this way.
My problem was that I couldn't talk to him about the credit card issue when he was in his mood because he wouldn't hear me, KWIM? Of course, a bigger problem is that I can't bring myself to care about how my husband feels. That's why marriage counseling is in the works.
I do have a small update. We are going to go see a marriage counselor next week.