Under Construction! Chapters 1-16 completed. Manners, Culture and Dress of the Best American Society by Richard A. Wells, A.M.
Introduction by Rev. Willard E. Waterbury King, Richardson & Co., Publishers |
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A Lady Traveling Alone. But there are many ladies to
whom all the ways of travel are unknown, and to such, an escort is very
acceptable. When a gentleman has a lady put in his charge for a journey, he
should be at the depot in ample time to procure her ticket and see that her
baggage is properly checked. Still, women should learn to be
as self-reliant as possible; and young women particularly should accept
proffered assistance from strangers, in all but the slightest offers, very
rarely. There is no truer sign of want
of proper manners than to see two ladies turn over the seat in front of them
and fill it with their wraps and bundles, retaining it in spite of the
entreating or remonstrating looks of fellow-passengers. In such a case as this
any person who needs a seat is justified in reversing the back, removing the
baggage and taking possession of the unused place. It is not required of gentleman
in a railway car to relinquish his seat in favor of a lady, though a gentleman
of genuine breeding will do so rather than allow the lady to stand or to suffer
inconvenience from poor accommodations. Once, when traveling from Still, if the journey is long,
and especially if it be by steamboat, a certain sociability is in order, and a
married lady or lady of middle age should make good use of her privileges in
this respect. If, in riding in the street
cars or crossing a ferry, your friend insists upon paying for you, permit him
to do so without serious remonstrance. You can return the favor at some other
time. This sounds like satire upon
our American ladies, but we fear it is true. There should be no haste in
passing up or down the aisle. A gentleman should remove his
hat as soon as he enters. A gentleman and lady should
pass up the aisle together until the pew is reached, when the former should
step before the latter, open the pew door, holding it open while she enters,
then follow her and close the door after him. There should be no whispering,
laughing or staring. If a stranger is seen to enter
the church and the sexton does not at once provide him with a seat, the pew
door should be opened and the stranger silently invited to enter. It is courteous to see that
strangers are provided with books; and if the service is strange to them, the
places for the day’s reading should be indicated. It is perfectly proper to offer
to share the prayer or hymn book with a stranger if there is no separate books
for his use. If books or fans are passed in
church, let them be offered and accepted or refused with a silent gesture of
acceptance or refusal. Upon entering a strange church,
it is best to wait until the sexton conducts you to a seat. By no means enter
an occupied pew uninvited. In visiting a church of a
different belief from your own, pay the utmost respect to the services and
conform in all things to the observances of the church—that is, kneel, sit
and rise with the congregation. No matter how grotesquely some of the forms and
observances strike you, let no smile or contemptuous remark indicate the fact
while in the church. If a Protestant gentleman
accompanies a lady who is a Roman Catholic to her own church, it is an act of
courtesy to offer the holy water. This he must do with his ungloved right hand. When the services are
concluded, there should be no haste in crowding up the aisle, but the departure
should be conducted quietly and in order. When the vestibule is reached, it is
allowable to exchange greetings with friends, but here there should be no loud
talking nor boisterously laughter. Neither should gentlemen congregate in knots
in the vestibule or upon the steps of the church and compel ladies to run the
gauntlet of their eyes and tongues. Never be late to church. It is
a decided mark of ill-breeding. In visiting a church for the
mere purpose of seeing the edifice, one should always go at a time when there
are no services being held. If people are even then found at their devotions,
as is apt to be the case in Roman Catholic churches especially, the demeanor of
the visitor should respectful and subdued and his voice low, so that he may not
disturb them. It is not proper to visit the
studio of an artist except by special invitation or permission and at an
appointed time, for you cannot appreciate how much you may disturb him at his
work. The hours of daylight are all golden to him; and steadiness of hand in
manipulating a pencil is sometimes only acquired each day after hours of
practice, and may be instantly lost on the irruption and consequent
interruption of visitors. Use no strong expression of
either delight or disapprobation at anything presented for your inspection. If
a picture or a statue please you, show your approval and appreciation by close
attention and a few quiet, well-chosen words, rather than by extravagant
praise. Do not ask the artist his
prices unless you really intend to become a purchaser; and in this case it is
best to attentively observe his works, make your choice, and trust the
negotiation to a third person or to a written correspondence with the artist
after the visit is concluded. You may express your desire for the work and
obtain the refusal of it from the artist. If you desire to conclude the bargain
at once and ask his price, and he names a higher one than you desire to give,
you may say as much and mention the sum you are willing to pay, when it will be
optional with the artist to maintain his first price or accept your offer. Never take a young child to a
studio, for it may do much mischief in spite of the most careful watching. At
any rate, the juvenile visitor will try the artist’s temper and nerves by
keeping him in a state of constant apprehension. If you have engaged to sit for
your portrait, never keep the artist waiting one moment beyond the appointed
time. If you do so, you should in justice pay for the time you make him lose. A visitor should never stand
behind the artist and watch him at his work; for if he be a man of nervous
temperament, it will be likely to disturb him greatly. Do not stand in conversation
before a picture, and thus obstruct the view of others who wish to see rather
than talk. If you wish to converse with any one on general subjects, draw to
one side out of the way of those who wish to look at the pictures. It is the gentleman’s duty to
secure good seats for the entertainment, or else he or his companion may be
obliged to take up with seats where they can neither see nor hear. A gentleman should on no
account leave the lady’s side from the beginning to the close of the
performance. If it is a promenade concert or
opera, the lady may be invited to promenade during the intermission. If she
decline, the gentleman must retain his position by her side. The custom of going out alone
between the acts to visit the refreshment-room cannot be too strongly
reprehended. It is little less than an insult to the lady. There is no obligation whatever
upon the gentleman to give up his seat to a lady. On the contrary, his duty is
solely to the lady whom he accompanies. He must remain beside her during the
evening to converse with her between the acts and to render her assistance in
case of accident or disturbance. It is proper and desirable that
the actors be applauded when they deserve it. It is their only means of knowing
whether they are giving satisfaction. During the performance complete
quiet should be preserved, that the audience may not be prevented seeing or
hearing. Between the acts it is perfectly proper to converse, but it should be
in a low tone, so as not to attract attention. Neither should one whisper.
There should be no loud talking, boisterous laughter, violent gestures,
lover-like demonstrations or anything in manners or speech to attract the
attention of others. The gentleman should see that
the lady is provided with programme, and with libretto also if they are
attending opera. The gentleman should ask
permission to call upon the lady on the following day, which permission she
should grant; and if she be a person of delicacy and tact, she will make him
feel that he has conferred a real pleasure upon her by his invitation. Even if
she finds occasion for criticism in the performance, she should be lenient in
this respect and seek for points to praise instead, that he may not feel regret
at taking her to an entertainment which has proved unworthy. If the means of the gentleman
warrant him in so doing, he should call for his companion in a carriage. This
is especially necessary if the evening is stormy. He should call sufficiently
early to allow them to reach their destination before the performance
commences. It is unjust to the whole audience to come in late and make a
disturbance in obtaining seats. In passing out at the close of
the performance the gentleman should precede the lady, and there should be no
crowding and pushing. Be guilty of no loud talking or
laughing, and by all means avoid conspicuous flirting in so public a place. As, according to the general
rule of politeness, a gentleman must always remove his hat in the presence of
ladies, so he should remain with head uncovered, carrying his hat in his hand,
in a public place of this character. If you have a table at a fair,
use no unlady like means of obtain buyers. Let a negative suffice. Not even the
demands of charity can justify you in importuning other to purchase articles
against their own judgment or beyond their means to purchase. Never be so grossly ill-bred as
to retain the change if a larger amount is presented than the price. Offer the
change promptly, when the gentleman will be at liberty to donate it if he
thinks best, and you may accept it with thanks. He is, however, under no
obligation whatever to make such donation. Send out your invitations three
weeks beforehand, in order that you may be enabled to fill up your list, if you
have many refusals. Always transport your guests to
the scene of action in covered carriages, or carriages that are capable of
being covered, in order that you may provided against rain, which is proverbial
on such occasions. Send a separate conveyance
containing the provisions, in charge of two or three servants—not too many,
as half the fun is lost if the gentlemen do not officiate as amateur waiters. The above rules apply to
picnics which are given by one person, and to which invitations are sent out
just the same as to an ordinary ball or dinner party. But there are picnics and
picnics as the French say. Let us treat of the picnic, in
which a lot of people join together for the purpose of a day’s ruralizing. In
this case, it is usual for the ladies to contribute the viands. The gentlemen
should provide and superintend all the arrangements for the conveyance of the
guests to and from the scene of festivity. Never think of venturing out
with ladies alone, unless you are perfectly conversant with the management of a
boat, and, above all, never overload your boat. There have been more accidents
caused by the neglect of these two rules than can be imagined. If two are going out with
ladies, let one take his stand in the boat and conduct the ladies to their
seats, while one assists them to step from the bank. Let the ladies be
comfortably seated, and their dresses arranged before starting. Be careful that
you do not splash them, either on first putting the oar into the water or
subsequently. If a friend is with you and
going to row, always ask him which seat he prefers, and do not forget to ask
him to row “stroke,” which is always the seat of honor in the boat. The usual custom of gentleman
is white flannel trousers, white rowing jersey, and a straw hat. Pea jackets
are worn when their owners are not absolutely employed in rowing. Good grammar, correct
orthography, precise punctuation, will not make clever communication, if the
life and spirit of the expression are wanting; and life and spirit will make a
good impressive epistle, even if the rhetorical and grammatical proprieties are
largely wanting. Some of the most charming letters we ever saw or read were
from children, who while they tortured grammar, yet reproduced themselves so
completely as to make it appear that they really were chattering to us. It is comparatively easy to
compose. The secret of it is hidden in no mystery—it is simply to converse on
paper, instead of by word of mouth. The illustrate: if a person is before you,
you narrate the incidents of a marriage, or a death, or of any circumstances of
interest. It is an easy and an agreeable thing to tell the story. Now, if a
person were so deaf as not to be able to hear a word, what would you do? Why,
seize a pencil or pen and write out just what you would have told them by
words. That very writing would be a delightful letter! It is this naturalness
of expression and individuality of a letter which so delights the recipient. Always allow half an inch
margin at the left of each page; it will give your letter a symmetrical
appearance. This margin must be uniform, which is effected by beginning the
first letter of each line directly under the one above it. Until the eye and
hand are trained to do this naturally, it is well to rule with a pencil a faint
line, indicating the width of the margin; in writing, begin the first word of each
line at the ruled line, and when the page is completed take a clean rubber and
erase the ruled line. A little practice in this way will enable one to form the
margin correctly by the eye. The correct form for
punctuating a letter as well as the punctuation of the address on the envelope
will be found in the following examples. Write your street and number,
and name of the city in which you reside; on the next line, directly
underneath, write the date; if you reside in the country, write P.O. address
and date on the same line. Begin back far enough to avoid all appearance of
crowding. Skip one line, and at the left write the name of your correspondent
(or the name ay be written at the close of the letter at the left of the page). In closing a letter the degrees
of formality are shown as follows: “Yours truly,” “Truly yours,”
“Very truly yours,” “Yours very truly,” “Sincerely yours,”
“Cordially yours,” “Respectfully yours,” “Faithfully yours,”
“Affectionately yours,” “Lovinginly yours.” The writer’s own judgment
must be the guide in choosing the above forms, depending entirely upon the
degree of familiarity existing between the writer and the person addressed. To a person somewhat older than
yourself, “Respectfully yours,” or, “Yours with great respect,” is an
appropriate form. “Yours truly,” and similar forms are only used among
business men and formal acquaintances. “Yours, etc.,” is a careless and
improper ending, and should never be used. Never abbreviate in opening or
closing a letter, as “D’r S’r,” and “Y’rs tr’y,” as it shows
laziness and undue respect for the person addressed. Care should be exercised,
in closing a letter, to have the form appropriate, so as to leave a pleasing
impression with your correspondent. An ill-chosen ending may mar the effect of
the entire letter. April 15, 1891. My Dear Friend: Your good letter came in
due time, and I hasten to reply, as my husband and myself are about to leave
the city for a short Eastern trip. We shall spend a few days in Sincerely your friend, Ursula M. Dickinson. Mrs. Mollie Stevens, PAGES 176-178
ARE IMAGES, PERHAPS SHOULD BE SCANNED IN. Letters of introduction are to
be regarded as certificates of respectability, and are therefore never to be
given where you do not feel sure on this point. To send a person of whom you
know nothing to the confidence and family of a friend, is an unpardonable
recklessness. In When a gentleman, bearing a
letter of introduction to you, leaves his card, you should call on him on him
or send a note, as early as possible. There is no greater insult than to treat
a letter of introduction with indifference—it is a slight to the stranger as
well as to the introducer, which no subsequent attentions will cancel. After
you have made this call, it is, to some extent, optional with you as to what
further attentions you shall not pay the party. In this country everybody is
supposed to be very busy, which is always a sufficient excuse for not paying
elaborate attentions to visitors. It is not demanded that any man shall neglect
his business to wait upon visitors or guests. Letters of introduction should
never be sealed, and should bear upon the envelope, in the left hand corner,
the name and address of the person introduced. The following will give an idea
of an appropriate form for a letter of introduction: “J.W. Good, Esq., “Dear Sir:-- “I take the liberty of
introducing to you my esteemed friend, Miss. Mary E. Edgarton, who
contemplates spending some time in your city. Any attentions you may find it
possible to show her during her stay, will be considered as a personal favor
by Yours sincerely, “Mrs. C.E. Johnson.” The envelope should bear the
following superscription: IMAGE PAGE 181 The following is a suitable
form for a letter of this kind. Respected Madam:-- I would be wanting in
gratitude did I not express to you my thanks for your excellent services to
me; I came here a giddy girl, apt to be misled in many ways; but I have
remembered your admonitions at parting [or,
have preserved your maxims of conduct], and I can say with truth that they
have added much to my sense of security and to my happiness. Thus, I never
keep the company of any stranger; I never write to any but my own old friends;
I do not go out to evening-parties except in the company with some member of
Mrs. Smith’s family; I do not walk the streets idly, nor without purpose; I
seek the society of those older than myself, and try to learn constantly from
what I see and hear. I could not have done all
this, had you not so earnestly impressed it upon my mind and heart by your
kind and wise remarks to me; and now, I pray you to accept my gratitude and
thanks for your influence over me. I feel that it will be an influence for
life, and may Heaven bless you, is the hearty prayer of Your young friend, Carrie Ford. Another. Laurel Hill Grove. My own Dear Clara:-- You are married! Oh, how
this sounds! Another claims you—another has all your first thoughts, all
your warmest love and sympathies; and life is no longer to your what it had
been—a sweet dream! but something real, thoughtful, earnest. Dear Clara! I weep for you,
because you are gone from among us—are a girl no longer; but I know you are
happy in your love, that you have chosen wisely, and I have but to say, God
bless you forever and forever! May there be few of
life’s storms and tempests for you, but much of its summer of repose and
sweet content, and may he who has won your pure heart ever be worthy of it. I
congratulate you, I bless you, I pray for you. Your own loving friend, Lillian. Women always write these best.
They know how to pick up those little items of interest which are, after all,
nearly the sum-total of home life, and which, by being carefully narrated,
transport, for the time being, the recipient back to home and home interests. Having furnished all the news,
they should make kind and careful inquiries concerning the feelings and doings
of the recipient; and if this recipient is not an adept in the art of
letter-writing, they may furnish questions enough to be answered to make the
reply an easy task. They should conclude with sincere expressions of affection
from all the members of the family to the absent one, a desire for his speedy
return or best welfare, and a request for an early answer. What can we say of them? Only
this: Let them be expressive of sincere esteem, yet written in such a style
that if they should ever fall under the eye of the outside world there will be
no silliness to blush about, nor extravagance of expression of which to be
ashamed. Letters of love are generally
preceded by some friendly correspondence, for Cupid is a wise designer, and
makes his approaches with wonderful caution. These premonitory symptoms of love
are easily encouraged into active symptoms, then into positive declarations: if
the loved one is willing to be wooed, she will not fail to lead her pursuer
into an ambush of hopes and fears, which a woman knows by instinct so well how
to order. After the various subterfuges of coy expression and half-uttered
wishes, there comes soon or later, love's declaration: Dear Miss Hill:-- I am conscious that it may
be presumptuous for me to address you this note; yet feel that an honorable
declaration of my feelings toward you is due to my own heart and to my future
happiness. I first met you to admire; your beauty and intelligence served to
increase that admiration to a feeling of personal interest; and now, I am free
to confess, your virtues and graces have inspired in me a sentiment of
love—not the sentiment which finds its gratification in the civilities of
friendly social intercourse, but which asks in return a heart and a hand for
life. This confession I make
freely and openly to you, feeling that you will give it all consideration
which it deserves. If I am not deceived, it can not cause you pain; but, if
any circumstance has weight with you—any interest in another person, or any
family obstacle, forbid you to encourage my suit, then I leave it to your
candor to make such a reply to this note as seems proper. I shall wait your
answer with some anxiety, and therefore hope you may reply at your earliest
convenience. Believe me, dear lady, with
feelings of true regard, Yours, most sincerely, Harry Stover. Answer. Harry Stover, Dear Sir:-- Your note of the 10th
reached me duly. Its tone of candor requires from me what it would be improper
to refuse—an equally candid answer. I sincerely admire you.
Your qualities of heart and mind have impressed me favorably, and, now that
you tell me I have won your love, I am conscious that I too am regarding you
more highly and tenderly than comports with a mere friend’s relation. Do not, however, give this
confession too much weight, for, after all, we may both be deceived in regard
to the nature of our esteem; and I should, therefore, suggest, for the
present, the propriety of our calling upon me at my father’s house on
occasional evenings; and will let time and circumstances determine if it is
best for us to assume more serious relations to one another than have
heretofore existed. I am, sir, with true
esteem, Yours, sincerely, Ada Hill. Now, this correspondence does
not often take place between lovers, and why? Simply because men and women are
not honest and independent enough to talk thus to one another upon the most
interesting and important occasion of their whole lives. The name should always be
signed in full to a letter of whatever character; and if the writer be a
married lady, she should invariably, except in the most familiar missives,
prefix “Mrs.” to her name. An elaborate or illegible
signature intended to make an impression on the beholder is exceedingly
snobbish. South Bend
, St. Joe Co., June 20, 18— Dear Sirs:-- Please send me by express,
eighty-five copies of Decorum. Enclosed, find money order,
for $17 00. You will please collect balance, on delivery of the books. Yours truly, S.H. Hanson. Sirs:-- I am desirous of pursuing a
mercantile life, and write to know if you have any place vacant for a “new
hand.” I am sixteen years of age, in good health and strength, and can
produce the best of recommendations as to my good moral character. If you can
give me a place upon trial, I will be at your command from this time. An
answer at your earliest convenience will much oblige, Yours respectfully, O.E. Skinner. Letter asking for a School.
To the Directors of No. 4, Hanna Township,
Boone Co., O., Sirs:-- I am in search of a school
for the winter, and offer my services to you. I have taught for several
seasons, and have the reputation of being a good teacher. Of course I have my
certificate of qualification for teaching all English branches required in a
district school. My recommendations as to good character, I shall be pleased
to submit to your inspection. An early will much oblige, Yours, truly, Anna Steele. An invitation to a large party
or ball should read as follows, “Mrs. Wolf requests the
pleasure of Miss Websters’ company at a ball on Thursday, Jan. 8, at 9
o’clock.” Invitations to a ball are
always given in the name of the lady of the house. The letter of acceptance should
be as follows: “Miss Webster accepts with
pleasure Mrs. Wolf’s kind invitation for Thursday, Jan. 8.” Or if it is impossible to
attend, a note something after the following style should be sent: “Miss Webster regrets that
[whatever may be the preventing cause] will prevent her accepting Mrs. Wolf’s
kind invitation for Jan. 8.” Such a note calls for full
evening-dress. If the party is a small one, the same should be indicated in the
note by putting in the words “to a small evening-party,” so that there may
be no mistake in the matter. If there is any special feature
which is to give character to the evening, it is best to mention this fact in
the note of invitation. Thus the words “musical party,” “to take part in
dramatic readings,” “to witness amateur theatricals,” etc., should be
inserted in the note. If there are programmes for the entertainment, be sure to
enclose one. Invitations to a dinner-party
should be in the name of both host and hostess: Thus: Mr. and Mrs. S.S. Hawkins,
request the pleasure of Mr. and Mrs. Sayles’ company at dinner, on Friday,
Jan. 17, at – o’clock. A note of acceptance or refusal
should at once be returned. An invitation to a tea-drinking need not be so
formal. It should partake more of the nature of a friendly note, thus: Dear Miss Anderson: We have
some friends coming to drink tea with us to-morrow; will you give us the
pleasure of your company also? We hope you will not disappoint us. Mrs. Jane Jones. All invitations should be dated
at the top, with address written legibly at the bottom. The body of the invitation
should be in the middle of the sheet, the date above, to the right, the address
below, to the left. The invitation must be sent to
the private residence of the person invited, never to the place of business. Should an invitation be
declined, some reason must be given, the true cause—a prior engagement, a contemplated
journey, sickness, domestic trouble, or whatever it may be—being stated
clearly and concisely, so that the hostess shall have no possible occasion for
offence. This refusal should be dispatched as quickly as possible, so that the
hostess may have time to supply the vacant place. An invitation once accepted,
and an engagement made to dinner, should be sacredly observed. Only the most
imperative necessity will justify its being broken. And in that case the fact
must be communicated directly with a full explanation to the hostess. If it is
too late to supply your place, it may at least be in time to prevent dinner
waiting on your account. The style of wedding
invitations differs with changing fashions, so that there can be no imperative rule
laid down. The same may be said regarding funerals. An “ornamental” handwriting
is a nuisance. What with flourishes and extraneous appendages, the reader is
continually distracted from the text to the characters, and generally ends by
wishing the writer had used better taste in his chirography. A master who teaches
any thing but making neat, plain handwriting, is not fit for a teacher. In business and ceremonious
letters do not write on both sides of the page. Be very sparing in your
underlinings of words. Most letters need no italics whatever, and to emphasize
words in every line by underscoring makes the whole letter weak, if not
ridiculous. Letters should be directed in a
clear, large hand to the person for whom they are intended. If they are to be
in the care of some one else, let that be added after the name or in the lower
left-hand corner of the letter. Letters are indices of the
taste as well as of the mind of the writer. They express his thoughts and his
feelings, their manner almost invariably marks the spirit and temper of their
author. How important, then, that they should be conceived in kindness,
tempered with truthfulness, and spoken in earnestness! It is too frequently the
case that persons sit down to write—“upon the spur of the moment”—when
some incident, or piece of news, or some moment of impatience, fires the pen
with a feeing which is very apt to find expression in too hasty words—which
affect the distant reader very unpleasantly, or which needlessly wound feelings
and stir up acrimony. It is best, in almost every case, to write when thought
and feeling have been sobered by reflection; and then it is for the best to
eschew personalities, harsh expressions, unpleasant allusions, for, once
written they can not be recalled—they then become matters of record.
Therefore beware, and be even over-cautious, rather than not cautious enough,
for a letter may serve as a sure witness in cases where you might never suppose
it could be used. It may live and bear testimony for years—it does not change
with time or circumstances—it is a warrantee deed of whose responsibility you
can never be free. Many are not familiar with the
following laws of business that are in most common daily use: Ignorance of the law excuses no
one. The law does not require one to
do impossibilities. Principals are responsible for
the acts of their agents. The acts of one partner bind
all the rest. Each individual in a
partnership is responsible for the whole amount of the debts of the firm,
except in cases of special friendship. A receipt for money is not
always conclusive. Signatures made with a lead
pencil are held good in law. A contract made on Sunday
cannot be enforced. No consideration is sufficient
in law if it be illegal in its nature. An agreement without consideration is
void. An oral agreement must be
proved by evidence. A written agreement proves itself. The law prefers written
to oral evidence because of its precision. Written instruments are to be
constructed and interpreted by the law according to the simple, customary and
natural meaning of the words used. No evidence can be introduced
to contradict or vary a written contract, but it may be received in order to
explain it when such evidence is needed. A note obtained by fraud, or
from a person in a state of intoxication, cannot be collected. If the time of
payment is not named, it is payable on demand. Value received should be
written in a note, but, if not, it may be supplied by proof. The payee should be named in a
note unless payable to bearer. The time must not depend on a contingency. The
promise must be absolute. The maker of an accommodation
bill or note is not bound to the person accommodated, but is bound to all other
parties, the same as if there was a good consideration. Checks or drafts should be
presented for payment without unnecessary delay, during business hours; but in
this country it is not compulsory except in the case of banks. If the drawee of
a check or draft has changed his residence, the holder must use due and
reasonable diligence to find him. If one who holds a check as
payee, or otherwise, transfers it to another, he has the right to insist that
the check be presented on that day, or, at farthest, on the day following. An endorsement
of a bill or note may be written on the face or back. An endorser may prevent his own
liability to be sued by writing without recourse, or similar words. An endorsee has a right of
action against all whose names were on the bill when he received it. A note indorsed in blank (the
name of the endorser only written) is transferable by delivery, the same as if
made payable to bearer. If a note or bill is
transferred as security, or even as payment or a pre-existing debt, the debt
revives if the note or bill be dishonored. The holder of a note may give
notice of protest to all the previous endorsers, or to only one of them. In the
latter case, he should select the last endorser, and the last should give
notice to the last before him, and so on through. Each endorser must send
notice the same day or the day following. Neither Sunday nor any legal holiday
is counted in reckoning time in which notice is to be given. If a letter containing a
protest of non-payment be put into the post-office, any miscarriage does not
affect the party giving notice. Notice of protest may be sent either to the
place of business or to the residence of the party notified. If two or more persons, as
partners, are jointly liable on a note or bill, notice to one of them is
sufficient. The loss of a note is not
sufficient excuse for note giving notice of a protest. The finder of negotiable paper,
as of all other property, must make reasonable efforts to find the owner,
before he is entitled to appropriate it to his own benefit. If the finder
conceal it, he is liable to the charge of larceny or theft. IMAGE PAGE
199-204 The secret of moral
self-culture lies in the training of the will to decide according to the fiat
of an enlightened conscience. When a question of good or ill is brought before
the mind for its action, its several faculties are appealed to. The intellect
perceives, compares and reflects on the suggestions. The emotions, desires and
passions are addressed and solicited to indulgence. The conscience pronounces
its verdict of right or wrong on the proposed act. Then comes the
self-determining will, coinciding either with the conscience or with the
emotions. The end of right moral culture is to habituate it to decide against
the passions, desires and emotions whenever they oppose the conscience. Self-culture may be divided
into three classes—the physical, the intellectual, and the moral. Neither
must be developed exclusively. Cultivate the physical unduly and alone, and you
may have an athletic savage; the moral, and you have an enthusiast or a maniac;
the intellectual, and you have a diseased monstrosity. The three must be wisely
trained together to have the complete man. Excellence is seldom if ever
granted to man save as the reward of severe labor. Thus Stone learned Mathematics
while working as a journeyman gardener; thus Druce studied the highest
Philosophy in the interval of cobbling stones; thus Miller taught himself
Geology while working as a day laborer in a quarry. Whatever one undertakes to
learn, he should not permit himself to leave it till he can reach round and
clasp hands on the other side. One must believe in himself if
he would have others believe in him. To think meanly of one’s self is to sink
in his own estimation. Cultivate self-help, for in
proportion to your self-respect will you b e armed against the temptation of
low self-indulgence. Again—“reverence
yourself,” as Pythagoras has said. Borne up by this high idea, a man will not
defile his body by sensuality nor his mind by servile thoughts. This thought,
carried into daily life, will be found at the root of all virtues: cleanliness,
sobriety, charity, morality and religion. Set a high price on your
leisure moment. They are sands of precious gold. Properly expended, they will
procure for you a stock of great thoughts—thoughts that will fill, stir, and
invigorate and expand your soul. Richter said: “I have made as much out of
myself as could be made of the stuff, and no man should require more.”
Self-discipline and self-control are the beginnings of practical wisdom; and
these must have root in self-respect. The humblest may say—“To respect
myself, to develop myself, this is my duty in life.” Any one to become great through
his own exertions has undertaken a large contract. But the perspective of this
superstructure looks larger and more formidable than it is in reality. One is likely to look at a
successful life rounded out and complete, and then measure his own life by this
model. He must not say—“I cannot do as these men do,” but rather—“I
should try to do what they have done.” These models, whose memories
are finger-posts for a succeeding generation, did not become such by accident,
not by a single leap. No! they rose by successive, single degrees, each of
which was wrought out by sweating brow and aching muscle. The golden crop cannot be
garnered till after the seed has been sown. The impression cannot be read till
after the type is set in order, and the errors shown in the proof. Stones do
not, of themselves, turn up as you pass by, to reveal the golden wealth hidden
beneath them. No matter what a young man’s
situation and prospects are; no matter if he is perfectly independent in his
circumstances, and heir of two millions, he will certainly become a worthless
character if he does not aim at something higher than his own selfish
enjoyment; if he does not indeed devote himself to some honorable and useful
calling. As nothing great can be
accomplished without industry and an earnest purpose, so noting great can be
accomplished without order. The one is indispensable to the other, and they go
hand in hand as co-workers in man’s elevation. I have seen young men starting
from the humblest walks and rising to honor, wealth and influence in the
various callings in life. I have seen others much their superiors in natural
talents and external advantages, sink into inefficiency and neglect, unable to
acquire any eminence or respect in the world. And when I have inquired into the
cause of this difference, I have found almost universally that it was owing to
perseverance and diligence in one case and to neglect and inconstancy in the
other. Idleness is the nursery of
crime. It is that prolific germ of which all rank and poisonous vices are the
fruits. It is the source of temptation. It is the field where “the enemy sows
tares while men sleep.” Could we trace the history of a large class of vices
we should find that they generally originate from the want of some useful
employment and are brought in to supply its place.
Chapter Eleven – Travelers
and Traveling.
Prince street, Dec. 11th, 18—